6709 Prospect Pointe Dr, Monroe, NC 28112 Property Records

Union County property record for 6709 Prospect Pointe Dr, Monroe, NC 28112

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,052 sqft · built 2000
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Feb 2020)
Tax Bill$1,869 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-291-031

Property Details

APN / Parcel Number

Primary APN04-291-031

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,052 sqft Living Area
Gross Area2,556 sqft
1st Floor Area2,052 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,996 sqft (1.01 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area282 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6709 PROSPECT POINTE DR
CityMONROE
StateNC
Zip28112-7740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-40 UNIO
Legal Description#7 PROSPECT POINTE OPCE753
Legal SubdivisionPROSPECT POINTE
Legal Lot Number7
JurisdictionUNION NC
Township / Civil DivisionBUFORD
Census Block Group2
Census Block2032
Census Tract20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6709 PROSPECT POINTE DR, MONROE, NC 28112-7740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2020 · Amount on Record
Deed SaleFeb 11, 2020 · Amount on Record
Prior SaleApr 25, 2008 · Amount on Record
Deed Document Number20204606
Deed Book / Page7582 / 715
Prior Transfer DateJun 22, 2004
Prior Transfer Doc3514851
Record UpdatedOct 29, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 11, 2020
Property Address6709 PROSPECT POINTE DR, MONROE, NC 28112-7740
Document Number0007582715
Book / Page7582 / 715
Map ReferenceCAB ER FILE 753
Instrument DateFeb 11, 2020
Instrument0004606
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6709 PROSPECT POINTE DR, MONROE, NC 28112-7740

Mortgage

Document Number0000004607
DateFeb 11, 2020
Instrument0004607
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$405,600 (-) Land $37,100 Building $368,500$405,600 (-) Land $37,100 Building $368,500
2025$1,869.00 (+5.71%)$405,600 (+42.42%) Land $37,100 Building $368,500$405,600 (+42.42%) Land $37,100 Building $368,500
2023$1,768.00$284,800 (-) Land $24,800 Building $260,000$284,800 (-) Land $24,800 Building $260,000
2022$1,768.00$284,800 Land $24,800 Building $260,000$284,800 Land $24,800 Building $260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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