Union County property record for 6705 Prospect Pointe Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,702 sqft · built 2000 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $187,000 (Jun 2008) |
| Tax Bill | $1,568 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-291-030 |
| Primary APN | 04-291-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 2,182 sqft |
| 1st Floor Area | 741 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 89 sqft |
| Deck Area | 353 sqft |
| Patio Area | 353 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6705 PROSPECT POINTE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #6 PROSPECT POINTE OPCE753 |
| Legal Subdivision | PROSPECT POINTE |
| Legal Lot Number | 6 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 20902 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6705 PROSPECT POINTE DR, MONROE, NC 28112-7740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2008 · Amount on Record |
| Deed Sale | Jun 20, 2008 · Amount on Record |
| Prior Sale | Aug 5, 2004 · Amount on Record |
| Deed Document Number | 200823670 |
| Deed Book / Page | 4920 / 631 |
| Prior Transfer Date | Aug 3, 2004 |
| Prior Transfer Doc | 0000032679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 22, 2026 |
| Property Address | 6705 PROSPECT POINTE DR, MONROE, NC 28112-7740 |
| Document Number | 0000010859 |
| Book / Page | 9355 / 651 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202610859 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6705 PROSPECT POINTE DR, MONROE, NC 28112-7740 |
| Document Number | 0000010859, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 9355/651 |
| Instrument | 202610859 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,300 (-) Land $35,000 Building $305,300 | $340,300 (-) Land $35,000 Building $305,300 | |
| 2025 | $1,568.00 (+2.75%) | $340,300 (+38.39%) Land $35,000 Building $305,300 | $340,300 (+38.39%) Land $35,000 Building $305,300 |
| 2023 | $1,526.00 | $245,900 (-) Land $23,500 Building $222,400 | $245,900 (-) Land $23,500 Building $222,400 |
| 2022 | $1,526.00 | $245,900 Land $23,500 Building $222,400 | $245,900 Land $23,500 Building $222,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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