Whatcom County property record for 646 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,704 sqft · built 1927 |
| Lot Size | 5.03 acres (219,107 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $176,207 (Feb 1999) |
| Tax Bill | $6,800 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 88433 |
| Primary APN | 88433 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,704 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| 2nd Floor Area | 1,152 sqft |
| Basement Area | 1,312 sqft |
| Unfinished Basement | 1,312 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 219,107 sqft (5.03 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 88433 |
|---|---|
| Street Address | 646 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR IN E 1/2 W 1/2 SE SW DAF-BEAP ON S SEC LI 670.6 FT W OF S 1/4 COR-TH W ALG S SEC LI 224.9 FT-TH N 01 DEG 50'00\ W 300 FT-T |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 29 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10701 |
Source: Whatcom County records · APN 88433
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 646 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 1999 · Amount on Record |
| Deed Sale | Feb 26, 1999 · Amount on Record |
| Deed Document Number | 1990204684 |
| Deed Book / Page | 39032 |
| Record Updated | Jun 08, 2026 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,800.00 (+48.89%) | $775,882 (+30.92%) Land $360,193 Building $415,689 | $775,882 (+30.92%) Land $360,193 Building $415,689 |
| 2022 | $592,623 Land $250,230 Building $342,393 | $592,623 Land $250,230 Building $342,393 | |
| 2021 | $4,567.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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