Essex County and Rowley Town property record for 68 Prospect St, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,129 sqft · built 2004 |
| Lot Size | 0.194 acres (8,433 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Jun 2018) |
| Tax Bill | $7,956 (2026) |
| Deeds & Mortgages | Sep 2026 Transfer Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0015 B:0074 L:0000 |
| Primary APN | ROWL M:0015 B:0074 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,129 sqft Living Area |
| Gross Area | 3,502 sqft |
| Basement Area | 754 sqft |
| Unfinished Basement | 754 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,433 sqft (0.194 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 68 PROSPECT ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CEN |
| Legal Block | 74 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 68 PROSPECT ST, ROWLEY, MA 01969-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 24, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Apr 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC |
| Jun 28, 2018 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2018 · Amount on Record |
| Deed Sale | Jun 28, 2018 · Amount on Record |
| Prior Sale | May 8, 2015 · Amount on Record |
| Deed Document Number | 2018180628002140 |
| Deed Book / Page | 36822 / 367 |
| Last Transfer Date | Sep 23, 2026 |
| Transfer Doc | 0000001720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Sep 24, 2026 |
| Property Address | 68 PROSPECT ST, ROWLEY, MA 01969-1805 |
| Document Number | 0000001720 |
| Book / Page | 43647 / 174 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 20261720 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 68 PROSPECT ST, ROWLEY, MA 01969-1805 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 68 PROSPECT ST, ROWLEY, MA 01969-1805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38425-223 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 38425/223 |
| Instrument | 20200416000400 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Jun 28, 2018 |
| Property Address | 68 PROSPECT ST, ROWLEY, MA 01969-1805 |
| Document Number | 36822-367 |
| Book / Page | 36822 / 367 |
| Instrument | 180628002140 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 68 PROSPECT ST, ROWLEY, MA 01969-1805 |
| Document Number | 368220369 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 36822/0369 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2048 |
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,956.00 (+4.51%) | $658,100 (+1.75%) Land $238,400 Building $419,700 | $689,618 (+5.17%) |
| 2025 | $7,613.00 (+9.68%) | $646,800 (+12.76%) Land $227,100 Building $419,700 | $655,690 |
| 2024 | $6,941.00 (-1.31%) | $573,600 (+6.18%) Land $216,300 Building $357,300 | |
| 2023 | $7,033.00 | $540,200 Land $188,100 Building $352,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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