Essex County and Rowley Town property record for 40 Prospect St, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,498 sqft · built 1962 |
| Lot Size | 1.91 acres (83,579 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,999 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer Nov 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0015 B:0072 L:0000 |
| Primary APN | ROWL M:0015 B:0072 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,498 sqft Living Area |
| Gross Area | 4,461 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 83,579 sqft (1.91 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 PROSPECT ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 72 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 PROSPECT ST, ROWLEY, MA 01969-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Aug 26, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Nov 21, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 26, 2021 |
| Transfer Doc | 40215-192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Aug 26, 2021 |
| Property Address | 40 PROSPECT ST, ROWLEY, MA 01969-1805 |
| Document Number | 40215-192 |
| Book / Page | 40215 / 192 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 20210826005090 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5000 N OCEAN BLVD # F203, F203, BRINY BREEZES, FL 33435-7341 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Nov 21, 2019 |
| Property Address | 40 PROSPECT ST, ROWLEY, MA 01969-1805 |
| Document Number | 38049-274 |
| Book / Page | 038049 / 000274 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 1121004130 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 30 PROSPECT ST ROWLEY MA 019691805, ROWLEY, MA 01969-1805 |
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,999.00 (+1.88%) | $764,600 (+4.74%) Land $299,300 Building $465,300 | $989,140 |
| 2024 | $8,833.00 (+5.22%) | $730,000 (+13.21%) Land $285,100 Building $444,900 | |
| 2023 | $8,395.00 | $644,800 Land $246,100 Building $398,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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