Essex County and Rowley Town property record for 47 Prospect St, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,892 sqft · built 2023 |
| Lot Size | 3.18 acres (138,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,375,000 (Jul 2026) |
| Tax Bill | $12,233 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0015 B:0077 L:0001 |
| Primary APN | ROWL M:0015 B:0077 L:0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,892 sqft Living Area |
| Gross Area | 5,556 sqft |
| Basement Area | 1,158 sqft |
| Unfinished Basement | 1,158 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 138,900 sqft (3.18 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 47 PROSPECT ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CEN |
| Legal Block | 77 |
| Legal Lot Number | 1 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 47 PROSPECT ST, ROWLEY, MA 01969-1806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 2, 2026 | Quit Claim Deed, Transfer · ARM M & T BANK NA |
| Sep 22, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage METRO CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on Record |
| Deed Sale | Jul 2, 2026 · Amount on Record |
| Prior Sale | Sep 22, 2023 · Amount on Record |
| Deed Document Number | 20261890 |
| Deed Book / Page | 43485 / 301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Jul 2, 2026 |
| Property Address | 47 PROSPECT ST, ROWLEY, MA 01969-1806 |
| Document Number | 0000001890 |
| Book / Page | 43485 / 301 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20261890 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 PROSPECT ST, ROWLEY, MA 01969-1806 |
| Date | Jul 2, 2026 |
|---|
| Name | M & T BANK NA |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Type Change Date | Aug 1, 2031 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Sep 22, 2023 |
| Property Address | 47 PROSPECT ST, ROWLEY, MA 01969-1806 |
| Document Number | 041773-373 |
| Book / Page | 41773 / 373 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 20230922001280 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 47 PROSPECT ST, ROWLEY, MA 01969-1806 |
| Document Number | 230922001290 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 230922001290 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Oct 1, 2028 |
| Max Rate At Change | 2.5% |
| Index | Other |
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,233.00 (+3.52%) | $1,011,800 (+0.78%) Land $314,500 Building $697,300 | $1,274,301 (-2.62%) |
| 2025 | $11,817.00 (+69.83%) | $1,004,000 (+74.61%) Land $299,600 Building $704,400 | $1,308,530 |
| 2024 | $6,958.00 | $575,000 Land $285,300 Building $289,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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