Essex County and Rowley Town property record for 50 Prospect St, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,346 sqft · built 1900 |
| Lot Size | 0.508 acres (22,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $460,000 (Jan 2017) |
| Tax Bill | $8,444 (2026) |
| Deeds & Mortgages | Mar 2024 Refinance Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0015 B:0073 L:0000 |
| Primary APN | ROWL M:0015 B:0073 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,346 sqft Living Area |
| Gross Area | 3,477 sqft |
| Basement Area | 875 sqft |
| Unfinished Basement | 875 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,117 sqft (0.508 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 50 PROSPECT ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CEN |
| Legal Block | 73 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 50 PROSPECT ST, ROWLEY, MA 01969-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Jan 6, 2017 | Quit Claim Deed, Transfer SAVINGS BANK TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2017 · Amount on Record |
| Deed Sale | Jan 6, 2017 · Amount on Record |
| Prior Sale | Oct 8, 2010 · Amount on Record |
| Deed Book / Page | 35594 / 611 |
| Transfer Doc | 035594-611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 50 PROSPECT ST, ROWLEY, MA 01969-1805 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042028-212 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 42028/212 |
| Instrument | 20240319000540 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Jan 6, 2017 |
| Property Address | 50 PROSPECT ST, ROWLEY, MA 01969-1805 |
| Document Number | 35594-611 |
| Book / Page | 35594 / 611 |
| Instrument | 87 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 355940613 |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 35594/0613 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 6, 2047 |
| Rate | 2.75% |
|---|---|
| Max Rate At Change | 10.6% |
| Max Rate | 2.75% |
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,444.00 (+4.78%) | $698,400 (+2%) Land $288,700 Building $409,700 | $734,989 (-6.44%) |
| 2025 | $8,059.00 (+1.6%) | $684,700 (+4.45%) Land $275,000 Building $409,700 | $785,555 |
| 2024 | $7,932.00 (+1.64%) | $655,500 (+9.36%) Land $261,800 Building $393,700 | |
| 2023 | $7,804.00 | $599,400 Land $227,700 Building $371,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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