62 Prospect St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 62 Prospect St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,319 sqft · built 1997
Lot Size	1.04 acres (45,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Jun 2016)
Tax Bill	$11,465 (2026)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0015 B:0073 L:0002`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0015 B:0073 L:0002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,319 sqft Living Area
Gross Area	6,934 sqft
Basement Area	1,522 sqft
Unfinished Basement	1,522 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,682 sqft (1.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	62 PROSPECT ST
City	ROWLEY
State	MA
Zip	01969-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CEN
Legal Subdivision	WENDY HOVEY
Legal Block	73
Legal Lot Number	2
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	2
Census Block	2000
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	62 PROSPECT ST, ROWLEY, MA 01969-1805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2016 · Amount on Record
Deed Sale	Jun 13, 2016 · Amount on Record
Deed Book / Page	34997 / 502
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	62 PROSPECT ST, ROWLEY, MA 01969-1805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38486-321
Date	May 5, 2020
Book Page	38486/321
Instrument	20200505002420

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,465.00 (+4.31%)	$948,300 (+1.55%) Land $302,800 Building $645,500	$1,067,441 (+1.65%)
2025	$10,991.00 (+10.24%)	$933,800 (+13.33%) Land $288,300 Building $645,500	$1,050,130
2024	$9,970.00 (+3%)	$824,000 (+10.83%) Land $274,600 Building $549,400
2023	$9,680.00	$743,500 Land $238,200 Building $505,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20