6783 Cotter Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6783 Cotter Dr, Milton, FL 32570 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2014
Lot Size	0.232 acres (10,106 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Jun 2022)
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Jun 2022 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-2N-28-4500-00A00-0010`

Property Details

APN / Parcel Number

Primary APN	`27-2N-28-4500-00A00-0010`
Alternative APN	`N28227450000A000010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	119 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6783 COTTER DR
City	MILTON
State	FL
Zip	32570-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSTIC RIDGE ESTATES LOT 1 BLK A AS DES IN OR 4301 PG 296
Legal Range	28W
Legal Township	2N
Legal Section	27
Legal Subdivision	RUSTIC RIDGE ESTATES
Legal Block	A
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1058
Census Tract	10505

Owner

Source: Santa Rosa County records · APN 27-2N-28-4500-00A00-0010

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	210 DAVIDSON ST, CHULA VISTA, CA 91910-2705
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer GENESIS LAND & TITLE CO LLC
Oct 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	202238989
Deed Book / Page	4301 / 296
Record Updated	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 30, 2022
Property Address	6783 COTTER DR, MILTON, FL 32570-2721
Document Number	0043010296
Book / Page	4301 / 296
Map Reference	MB 10 PG 98&99
Instrument Date	Jun 28, 2022
Instrument	202238989
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6330 MAJZUN RD, 6330, MILTON, FL 32570-6414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6783 COTTER DR, MILTON, FL 32570-2721

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6783 COTTER DR, MILTON, FL 32570-2721
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6783 COTTER DR, MILTON, FL 32570-2721

Mortgage

Document Number	0040121209
Date	Oct 08, 2020
Book Page	4012/1209
Instrument	202052017

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 31, 2018
Property Address	6783 COTTER DR, MILTON, FL 32570-2721
Document Number	0037330419
Book / Page	3733 / 0419
Map Reference	MB10 PG98&99
Instrument Date	May 18, 2018
Instrument	201822335
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,249.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 SIGNER BLVDF, 201, HONOLULU, HI 96818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6783 COTTER DR, MILTON, FL 32570-2721

Mortgage

Document Number	0201822336
Date	May 31, 2018
Instrument	201822336

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	363 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Milton City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,668.00 (-2.66%)	$234,641 (+2.9%)	$241,625 (+5.96%) Land $29,000 Building $212,625
2024	$2,741.00 Homeowner's exemption	$228,028 (+0.78%) Land $29,000 Building $199,028	$228,028 (+0.78%) Land $29,000 Building $199,028
2023	$2,741.00 (+53.39%) Homeowner's exemption	$226,255 (+41.74%) Land $29,000 Building $197,255	$226,255 (+6.85%) Land $29,000 Building $197,255
2022	$1,787.00 Homeowner's exemption	$159,630	$211,746 Land $26,000 Building $185,746

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130105051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 385 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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