6771 Cotter Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6771 Cotter Dr, Milton, FL 32570 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,198 sqft · built 2014
Lot Size	0.216 acres (9,409 sqft)
Owner	Company Name on File
Last Sale	$290,000 (Nov 2021)
Tax Bill	$1,871 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-2N-28-4500-00A00-0030`

Property Details

APN / Parcel Number

Primary APN	`27-2N-28-4500-00A00-0030`
Alternative APN	`N28227450000A000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,198 sqft Living Area
Gross Area	2,878 sqft
1st Floor Area	2,198 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	9,409 sqft (0.216 acres)
Lot Dimensions	124 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6771 COTTER DR
City	MILTON
State	FL
Zip	32570-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSTIC RIDGE ESTATES LOT 3 BLK A AS DES IN OR 4209 PG 1276
Legal Range	28W
Legal Township	2N
Legal Section	27
Legal Subdivision	RUSTIC RIDGE ESTATES
Legal Block	A
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1058
Census Tract	10505

Owner

Source: Santa Rosa County records · APN 27-2N-28-4500-00A00-0030

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	210 DAVIDSON ST, CHULA VISTA, CA 91910-2705
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Oct 30, 2014 · Amount on Record
Deed Document Number	202177270
Deed Book / Page	4209 / 1276
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 18, 2021
Property Address	6771 COTTER DR, MILTON, FL 32570-2721
Document Number	0042091276
Book / Page	4209 / 1276
Map Reference	MB 10 PG 98&99
Instrument Date	Nov 18, 2021
Instrument	202177270
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6771 COTTER DR, 6771, MILTON, FL 32570-2721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6771 COTTER DR, MILTON, FL 32570-2721

Mortgage

Document Number	0042091278
Date	Nov 18, 2021
Instrument	4209/1278

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Milton City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,871.00 (-2.2%)	$175,208 (+2.9%)	$270,685 (+6.02%) Land $29,000 Building $241,685
2024	$1,913.00 (+3.13%) Homeowner's exemption	$170,270 (+3%)	$255,313 (+0.79%) Land $29,000 Building $226,313
2023	$1,855.00 (+3%) Homeowner's exemption	$165,311 (+3%)	$253,305 (+5.79%) Land $29,000 Building $224,305
2022	$1,801.00 Homeowner's exemption	$160,496	$239,445 Land $26,000 Building $213,445

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 781 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.