6777 Cotter Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6777 Cotter Dr, Milton, FL 32570 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,553 sqft · built 2014
Lot Size0.211 acres (9,191 sqft)
OwnerCompany Name on File
Last Sale$180,000 (Mar 2019)
Tax Bill$3,002 (2025)
Deeds & MortgagesSep 2022 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-2N-28-4500-00A00-0020

Property Details

APN / Parcel Number

Primary APN27-2N-28-4500-00A00-0020
Alternative APN
  • N28227450000A000020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,553 sqft Living Area
Gross Area2,152 sqft
1st Floor Area1,553 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area9,191 sqft (0.211 acres)
Lot Dimensions121 ft deep x 76 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area219 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6777 COTTER DR
CityMILTON
StateFL
Zip32570-2721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSTIC RIDGE ESTATES LOT 2 BLK A AS DES IN OR 3809 PG 816
Legal Range28W
Legal Township2N
Legal Section27
Legal SubdivisionRUSTIC RIDGE ESTATES
Legal BlockA
Legal Lot Number2
JurisdictionSANTA ROSA FL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1058
Census Tract10505

Owner

Source: Santa Rosa County records · APN 27-2N-28-4500-00A00-0020

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address210 DAVIDSON ST, CHULA VISTA, CA 91910-2705
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF VETERANS AFFAIRS
Mar 07, 2019Warranty Deed, Transfer · VA Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 07, 2019 · Amount on Record
Deed SaleMar 07, 2019 · Amount on Record
Prior SaleMar 31, 2014 · Amount on Record
Deed Document Number20198751
Deed Book / Page3809 / 816
Record UpdatedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6777 COTTER DR, MILTON, FL 32570-2721
Transaction TypeMortgage
Record UpdatedNov 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6777 COTTER DR, MILTON, FL 32570-2721

Mortgage

Document Number0043271927
DateSep 20, 2022
Book Page4327/1927
Instrument202254202
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term318 Months
DueMar 01, 2049

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 07, 2019
Property Address6777 COTTER DR, MILTON, FL 32570-2721
Document Number0038090816
Book / Page3809 / 0816
Map ReferenceMB 10 PG 98&99
Instrument DateMar 02, 2019
Instrument201908751
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyBOSTON NATIONAL TTL AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address316 PENNINGTON BLVD, 316, PORTSMOUTH, VA 23701-1228

Transferred To (Grantee/Buyer)

NameVerified Name
Address6777 COTTER DR, MILTON, FL 32570-2721

Mortgage

Document Number0201908752
DateMar 07, 2019
Instrument201908752
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityMilton City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,002.00 (+0.57%)$219,191 (+5.87%) Land $29,000 Building $190,191$219,191 (+5.87%) Land $29,000 Building $190,191
2024$2,985.00 (+5.18%)$207,029 (+0.77%) Land $29,000 Building $178,029$207,029 (+0.77%) Land $29,000 Building $178,029
2023$2,838.00 (+8.44%)$205,441 (+8.71%) Land $29,000 Building $176,441$205,441 (+8.71%) Land $29,000 Building $176,441
2022$2,617.00$188,985$188,985 Land $26,000 Building $162,985

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130105051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 781 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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