Santa Rosa County property record for 6782 Cotter Dr, Milton, FL 32570 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,515 sqft · built 2014 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | Company Name on File |
| Last Sale | $183,735 (Oct 2015) |
| Tax Bill | $2,119 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-2N-28-4500-00B00-0240 |
| Primary APN | 27-2N-28-4500-00B00-0240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,515 sqft Living Area |
| Gross Area | 3,296 sqft |
| 1st Floor Area | 1,183 sqft |
| Upper Floors Area | 1,332 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 10,106 sqft (0.232 acres) |
| Lot Dimensions | 133 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6782 COTTER DR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-2720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUSTIC RIDGE ESTATES LOT 24 BLK B AS DES IN OR 3467 PG 1202 |
| Legal Range | 28W |
| Legal Township | 2N |
| Legal Section | 27 |
| Legal Subdivision | RUSTIC RIDGE ESTATES |
| Legal Block | B |
| Legal Lot Number | 24 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 10505 |
Source: Santa Rosa County records · APN 27-2N-28-4500-00B00-0240
Assessment roll updated December 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 210 DAVIDSON ST, CHULA VISTA, CA 91910-2705 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 08, 2015 · Amount on Record |
| Deed Sale | Oct 08, 2015 · Amount on Record |
| Deed Document Number | 201538029 |
| Deed Book / Page | 3467 / 1202 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6782 COTTER DR, MILTON, FL 32570-2720 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6782 COTTER DR, MILTON, FL 32570-2720 |
| Document Number | 0041490082 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 4149/82 |
| Instrument | 202147631 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 01, 2046 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Municipality | Milton City |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,119.00 (-2.31%) | $193,467 (+2.9%) | $303,256 (+6.11%) Land $29,000 Building $274,256 |
| 2024 | $2,169.00 (+2.94%) Homeowner's exemption | $188,015 (+3%) | $285,806 (+0.78%) Land $29,000 Building $256,806 |
| 2023 | $2,107.00 (+2.93%) Homeowner's exemption | $182,539 (+3%) | $283,600 (+5.77%) Land $29,000 Building $254,600 |
| 2022 | $2,047.00 Homeowner's exemption | $177,222 | $268,141 Land $26,000 Building $242,141 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130105051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 31 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 781 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures