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6758 Cotter Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6758 Cotter Dr, Milton, FL 32570 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,841 sqft · built 2011
Lot Size0.232 acres (10,106 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Jul 2023)
Tax Bill$3,261 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Jul 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-2N-28-4500-00B00-0200

Property Details

APN / Parcel Number

Primary APN27-2N-28-4500-00B00-0200
Alternative APN
  • N28227450000B000200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,841 sqft Living Area
Gross Area2,474 sqft
1st Floor Area1,841 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area10,106 sqft (0.232 acres)
Lot Dimensions133 ft deep x 76 ft wide
Garage TypeAttached
Garage Area459 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area174 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6758 COTTER DR
CityMILTON
StateFL
Zip32570-2720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSTIC RIDGE ESTATES LOT 20 BLK B AS DES IN OR 4415 PG 1655
Legal Range28W
Legal Township2N
Legal Section27
Legal SubdivisionRUSTIC RIDGE ESTATES
Legal BlockB
Legal Lot Number20
JurisdictionSANTA ROSA FL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1060
Census Tract10505

Owner

Source: Santa Rosa County records · APN 27-2N-28-4500-00B00-0200

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6758 COTTER DR, MILTON, FL 32570-2720
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 18, 2023Warranty Deed, Transfer · VA Mortgage
KIND LENDING LLC
Dec 02, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 25, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2023 · Amount on Record
Deed SaleJul 18, 2023 · Amount on Record
Prior SaleDec 02, 2022 · Amount on Record
Deed Document Number202331966
Deed Book / Page4415 / 1655
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6758 COTTER DR, MILTON, FL 32570-2720
Transaction TypeMortgage
Record UpdatedFeb 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6758 COTTER DR, MILTON, FL 32570-2720

Mortgage

Document Number0047050787
DateFeb 04, 2026
Book Page4705/787
Instrument202605665
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 18, 2023
Property Address6758 COTTER DR, MILTON, FL 32570-2720
Document Number0044151655
Book / Page4415 / 1655
Map ReferenceMB 10 PG 98&99
Instrument DateJul 17, 2023
Instrument202331966
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7005 CROWELL GAP RD, ROANOKE, VA 24014-7123

Transferred To (Grantee/Buyer)

NameVerified Name
Address6758 COTTER DR, MILTON, FL 32570-2720

Mortgage

Document Number0044151657
DateJul 18, 2023
Instrument4415/1657
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 02, 2022
Property Address6758 COTTER DR, MILTON, FL 32570-2720
Document Number0043481765
Book / Page4348 / 1765
Map ReferenceMB 10 PG 98&99
Instrument DateNov 30, 2022
Instrument202266165
Transaction TypeTransfer
Record UpdatedDec 23, 2022
Title CompanyCLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3528 TAIL WIND DR, COLORADO SPRINGS, CO 80911-3706

Transferred To (Grantee/Buyer)

NameVerified Name
Address4516 SOUTHPOIRTTE LANE, PENSACOLA, FL 32514
InvestorPossibly a Property Investor

Mortgage

Document Number0043481769
DateDec 02, 2022
Instrument4348/1769
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6758 COTTER DR, MILTON, FL 32570-2720
Transaction TypeMortgage
Record UpdatedAug 11, 2021
Title CompanyKNIGHT BARRY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3528 TAIL WIND DR, COLORADO SPRINGS, CO 80911-3706

Mortgage

Document Number0041391059
DateJun 25, 2021
Book Page4139/1059
Instrument202142929
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term347 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityMilton City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$236,818 (+5.92%) Land $29,000 Building $207,818$236,818 (+5.92%) Land $29,000 Building $207,818
2024$3,261.00 (+2.61%)$223,580 (+3.7%) Land $29,000 Building $194,580$223,580 (+3.7%) Land $29,000 Building $194,580
2023$3,178.00 (+68.68%) Homeowner's exemption Additional exemption filed$215,602 (+29.5%) Land $29,000 Building $186,602$215,602 (+6.85%) Land $29,000 Building $186,602
2022$1,884.00 Homeowner's exemption Additional exemption filed$166,494$201,773 Land $26,000 Building $175,773

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 781 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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