Clay County property record for 677 Commerce St E, Fort Gaines, GA 39851
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,512 sqft · built 1900 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $109 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | F16-014 |
| Primary APN | F16-014 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 227 ft deep x 126 ft wide |
| Porch | Open Porch |
| Porch Area | 212 sqft |
| Utility Building | 180 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2522 |
|---|---|
| Old Parcel Number | F16 014 |
| Street Address | 677 COMMERCE ST E |
| City | FORT GAINES |
| State | GA |
| Zip | 39851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | H\L COMMERCE ST |
| Jurisdiction | CLAY GA |
| Township / Civil Division | FORT GAINES |
| Census Block Group | 1 |
| Census Block | 1099 |
| Census Tract | 960300 |
Source: Clay County records, as of February 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1553 LEXINGTON DR, DUBLIN, GA 31021-0587 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $109.00 (-16.15%) | $968 (-) Land $680 Building $288 | $2,421 (-) Land $1,700 Building $721 |
| 2023 | $130.00 | $968 Land $680 Building $288 | $2,421 Land $1,700 Building $721 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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