Clay County property record for 649 Commerce St E, Fort Gaines, GA 39851
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 784 sqft · built 1991 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,800 (Apr 2013) |
| Tax Bill | $602 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | F16-009 |
| Primary APN | F16-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 784 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Metal |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Rolled Roofing |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 70 ft deep x 150 ft wide |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2518 |
|---|---|
| Street Address | 649 COMMERCE ST E |
| City | FORT GAINES |
| State | GA |
| Zip | 39851-3448 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | LOT PIETRO S\D |
| Jurisdiction | CLAY GA |
| Township / Civil Division | FORT GAINES |
| Census Block Group | 1 |
| Census Block | 1104 |
| Census Tract | 960300 |
Source: Clay County records, as of February 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 BLUFF ST N, FORT GAINES, GA 39851-3244 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2013 · Amount on Record |
| Deed Sale | Apr 16, 2013 · Amount on Record |
| Prior Sale | Oct 24, 2007 |
| Deed Document Number | 0000066526 |
| Deed Book / Page | 66 / 526 |
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Clay County |
| Municipality | Fort Gaines City |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $602.00 (+140.8%) | $3,087 (-0.39%) Land $116 Building $2,971 | $7,717 (-0.4%) Land $290 Building $7,427 |
| 2023 | $250.00 | $3,099 Land $116 Building $2,983 | $7,748 Land $290 Building $7,458 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT GAINES serves 1,399 people · EPA ID GA0610001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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