691 Commerce St E, Fort Gaines, GA 39851 Property Records

Clay County property record for 691 Commerce St E, Fort Gaines, GA 39851

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,304 sqft · built 1900
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$7,600 (Nov 2011)
Tax Bill	$526 (2025)
Deeds & Mortgages	Nov 2020 Sale Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`F16-017`

Property Details

APN / Parcel Number

Primary APN	`F16-017`
Alternative APN	`2526`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,304 sqft Heated Area
Flooring	Softwood
Interior Walls	Wood

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	170 ft deep x 148 ft wide
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2526
Street Address	691 COMMERCE ST E
City	FORT GAINES
State	GA
Zip	39851-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	H\L COMMERCE ST
Legal Subdivision	FT GAINES
Jurisdiction	CLAY GA
Township / Civil Division	FORT GAINES
Census Block Group	1
Census Block	1099
Census Tract	960300

Owner

Source: Clay County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4208 REESHEMAH ST, ATLANTA, GA 30349-1642
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Warranty Deed, Transfer
Nov 18, 2020	Warranty Deed, Transfer
Nov 11, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2011 · Amount on Record
Deed Sale	Nov 16, 2011 · Amount on Record
Deed Document Number	2011185
Deed Book / Page	62 / 126
Last Transfer Date	Nov 18, 2020
Transfer Doc	000085/637
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY GA
Recording Date	Nov 18, 2020
Property Address	104 COLLEGE ST, FORT GAINES, GA 39851-3321
Document Number	000085/639
Book / Page	85 / 639
Instrument Date	Nov 18, 2020
Instrument	2020-000233
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 HONEY DO CT, COLUMBUS, GA 31907-7457

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY GA
Recording Date	Nov 18, 2020
Property Address	104 COLLEGE ST, FORT GAINES, GA 39851-3321
Document Number	000085/637
Book / Page	85 / 637
Instrument Date	Nov 18, 2020
Instrument	2020-000234
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6885 FIRESIDE LN, COLLEGE PARK, GA 30349-1377

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY GA
Recording Date	Nov 11, 2020
Property Address	104 COLLEGE ST, FORT GAINES, GA 39851-3321
Document Number	000085/642
Book / Page	85 / 642
Instrument Date	Nov 11, 2020
Instrument	2020-000232
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6885 FIRESIDE LN, COLLEGE PARK, GA 30349-1377

Tax Assessment & Valuation

Source: Clay County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$526.00 (+181.28%)	$2,440 (-10.29%) Land $720 Building $1,720	$6,100 (-10.29%) Land $1,800 Building $4,300
2023	$187.00	$2,720 Land $1,000 Building $1,720	$6,800 Land $2,500 Building $4,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Commerce St E

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