Clay County property record for 656 Commerce St E, Fort Gaines, GA 39851
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $125 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | F16-024 |
| Primary APN | F16-024 |
|---|---|
| Alternative APN |
|
| Lot Area | 57,935 sqft (1.33 acres) |
|---|---|
| Lot Dimensions | 387 ft deep x 155 ft wide |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 2534 |
|---|---|
| Old Parcel Number | F16 024 |
| Street Address | 656 COMMERCE ST E |
| City | FORT GAINES |
| State | GA |
| Zip | 39851-3447 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | COMMERCE ST |
| Jurisdiction | CLAY GA |
| Township / Civil Division | FORT GAINES |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 960300 |
656 Commerce St E, residential vacant land, is owned by an individual.
Source: Clay County records, as of February 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 246, MOUNT GILEAD, NC 27306-0246 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 656 Commerce St E was $125.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Clay County |
| Municipality | Fort Gaines City |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $125.00 | $960 Land $960 | $2,400 Land $2,400 |
| 2023 | $146.00 | $960 Land $960 | $2,400 Land $2,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 656 Commerce St E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 656 Commerce St E is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT GAINES serves 1,399 people · EPA ID GA0610001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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