Clay County property record for 703 Commerce St E, Fort Gaines, GA 39851
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 816 sqft · built 1970 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,113 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | F16-017A |
| Primary APN | F16-017A |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 816 sqft Heated Area |
| Gross Area | 1,315 sqft |
| Flooring | Softwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 196 ft deep x 106 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | Deck Area |
| Utility Building | 80 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2527 |
|---|---|
| Street Address | 703 COMMERCE ST E |
| City | FORT GAINES |
| State | GA |
| Zip | 39851-3451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | H/L COMMERCE ST |
| Legal Subdivision | FT GAINES |
| Jurisdiction | CLAY GA |
| Township / Civil Division | FORT GAINES |
| Census Block Group | 1 |
| Census Block | 1099 |
| Census Tract | 960300 |
Source: Clay County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 JEFFERSON ST E, FORT GAINES, GA 39851-3340 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2024 |
| Deed Sale | Jul 12, 2024 |
| Prior Sale | Oct 8, 2003 |
| Deed Book / Page | 98 / 455 |
| Prior Transfer Date | Jan 13, 2010 |
| Prior Transfer Doc | 000057/335 |
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of February 24, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,113.00 (+195.23%) | $8,680 (-) Land $560 Building $8,120 | $21,700 (-) Land $1,400 Building $20,300 |
| 2023 | $377.00 | $8,680 Land $560 Building $8,120 | $21,700 Land $1,400 Building $20,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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