Kane County property record for 674 Summit St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,017 sqft Living Area |
| Lot Size | 7,800 sqft (0.179 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2015) |
| Tax Bill | $5,912.00 (2025) |
| Primary APN | 06-12-479-016 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,017 sqft Living Area |
| Gross Area | 2,034 sqft Gross Area |
| 1st Floor | 1,017 sqft 1st Floor |
| Basement Area | 1,017 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame Construction |
| Lot Area | 7,800 sqft (0.179 acres) |
| Depth X Width | 150 ft x 52 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Street Address | 674 SUMMIT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4289 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COUNTY CLERKS SUB LOT D LOT 252 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 4 |
| Legal Lot Number | D,252 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-479-016
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 674 SUMMIT ST, ELGIN, IL 60120-4289 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 08, 2015 · Amount on Record |
| Deed Sale | Dec 08, 2015 · Amount on Record |
| Deed Doc Number | 201565354 |
| Prior Transfer Date | May 23, 2003 |
| Prior Transfer Doc | 0000142492 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 674 SUMMIT ST, ELGIN, IL 60120-4289 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000048648 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019K048648 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2034 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,912.00 (+15.81%) Homeowner's exemption | ||
| 2024 | $78,755 (+21.39%) Land $16,097 Building $62,658 | $236,360 (+21.44%) Land $48,310 Building $188,049 | |
| 2022 | $5,105.00 (+4.7%) Homeowner's exemption | $64,876 (+6.96%) Land $13,260 Building $51,616 | $194,628 (+6.96%) Land $39,780 Building $154,848 |
| 2021 | $4,876.00 Homeowner's exemption | $60,654 Land $12,397 Building $48,257 | $181,962 Land $37,191 Building $144,771 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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