696 Summit St, Elgin, IL 60120 Property Records

Kane County property record for 696 Summit St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	1,860 sqft Living Area
Lot Size	7,975 sqft (0.183 acres)
Occupancy	Owner Occupied
Last Sale	$200,000 (2019)
Tax Bill	$6,555.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-12-479-020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,860 sqft Living Area
Gross Area	3,023 sqft Gross Area
Basement Area	1,163 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	7,975 sqft (0.183 acres)
Depth X Width	145 ft x 55 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	696 SUMMIT ST
City	ELGIN
State	IL
Zip	60120-4289
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB OF LANDS LOT H OF LOT 253 SEC 12-41-8
Legal Range	08
Legal Township	41
Legal Section	12
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	4
Legal Lot Number	H,253
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	4
Census Block	4009
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-479-020

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	696 SUMMIT ST, ELGIN, IL 60120-4289
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2019 · Amount on Record
Deed Sale	Aug 06, 2019 · Amount on Record
Deed Doc Number	201934864
Record Refreshed	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 06, 2019
Property Address	696 SUMMIT ST, ELGIN, IL 60120-4289
Document Number	0000034864
Instrument Date	Jul 20, 2019
Instrument	2019K034864
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 SUMMIT ST, ELGIN, IL 60120-4289

Mortgage

Document Number	0000034865
Date	Aug 06, 2019
Instrument	2019K034865

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,555.00 (+15.83%) Homeowner's exemption
2024		$86,508 (+21.39%) Land $16,695 Building $69,813	$259,628 (+21.44%) Land $50,105 Building $209,523
2022	$5,659.00 (+4.64%) Homeowner's exemption	$71,263 (+6.96%) Land $13,753 Building $57,510	$213,789 (+6.96%) Land $41,259 Building $172,530
2021	$5,408.00 Homeowner's exemption	$66,626 Land $12,858 Building $53,768	$199,878 Land $38,574 Building $161,304

Flood & Wildfire

696 Summit St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.