Kane County property record for 632 Summit St, Elgin, IL 60120 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,506 sqft · built 1950 |
| Lot Size | 0.188 acres (8,184 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,000 (Mar 1995) |
| Tax Bill | $6,851 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-478-017 |
| Primary APN | 06-12-478-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 5 Stories |
| Building Area | 1,506 sqft Living Area |
| Gross Area | 2,510 sqft |
| Basement Area | 1,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 8,184 sqft (0.188 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 632 SUMMIT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY CLERKS SUB PART OF LOT 253 DESC IN BOOK 1096/151 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 4 |
| Legal Lot Number | 253 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-478-017
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 632 SUMMIT ST, ELGIN, IL 60120-4221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 1995 · Amount on Record |
| Deed Sale | Mar 08, 1995 · Amount on Record |
| Deed Document Number | 199511864 |
| Deed Book / Page | 1071 / 660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 632 SUMMIT ST, ELGIN, IL 60120-4221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000041629 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 2018K041629 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2033 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,851.00 (+15.84%) Homeowner's exemption | $97,806 (+8.57%) Land $19,664 Building $78,142 | $293,535 (+8.57%) Land $59,016 Building $234,520 |
| 2024 | $90,086 (+21.39%) Land $18,112 Building $71,974 | $270,366 (+21.44%) Land $54,358 Building $216,008 | |
| 2022 | $5,914.00 (+4.6%) Homeowner's exemption | $74,210 (+6.96%) Land $14,920 Building $59,290 | $222,630 (+6.96%) Land $44,760 Building $177,870 |
| 2021 | $5,654.00 Homeowner's exemption | $69,381 Land $13,949 Building $55,432 | $208,143 Land $41,847 Building $166,296 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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