670 Summit St, Elgin, IL 60120 Property Records

Kane County property record for 670 Summit St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,172 sqft · built 1952
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (May 2014)
Tax Bill	$6,414 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-479-015`

Property Details

APN / Parcel Number

Primary APN	`06-12-479-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	1,172 sqft
Basement Area	1,172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	670 SUMMIT ST
City	ELGIN
State	IL
Zip	60120-4289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB LOT B LOT 252
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	4
Legal Lot Number	B,252
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4009
Census Tract	850800

Owner

670 Summit St is owned and occupied by an individual who bought it in May 2014.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	670 SUMMIT ST, ELGIN, IL 60120-4289
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 21, 2018	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2014 · Amount on File
Deed Sale	May 6, 2014 · Amount on File
Deed Document Number	201421270
Prior Transfer Date	Apr 9, 2014
Prior Transfer Doc	0000021269
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	670 SUMMIT ST, ELGIN, IL 60120-4289
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018882
Date	Mar 10, 2021
Instrument	2021K018882

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Jul 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	670 SUMMIT ST, ELGIN, IL 60120-4289
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029341
Date	Jun 21, 2018
Instrument	2018K029341

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 670 Summit St was $6,414 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,414.00 Homeowner's exemption	$92,080 (+8.57%) Land $16,410 Building $75,670	$276,351 (+8.57%) Land $49,250 Building $227,101
2024		$84,812 Land $15,115 Building $69,697	$254,538 Land $45,363 Building $209,175
2022	$5,537.00 (+4.63%) Homeowner's exemption	$69,865 (+6.96%) Land $12,451 Building $57,414	$209,595 (+6.96%) Land $37,353 Building $172,242
2021	$5,292.00 Homeowner's exemption	$65,319 Land $11,641 Building $53,678	$195,957 Land $34,923 Building $161,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 670 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 670 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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