Kane County property record for 664 Summit St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,134 sqft · built 1956 |
| Lot Size | 0.207 acres (9,029 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jan 2026) |
| Tax Bill | $7,005 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-479-009 |
| Primary APN | 06-12-479-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 1,134 sqft |
| Basement Area | 1,134 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,029 sqft (0.207 acres) |
| Lot Dimensions | 132 ft deep x 68 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Window A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 664 SUMMIT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHN GOLLS SUB NORTH 6 FT LOT 6 (EXCEPT WEST 132 FT) & SOUTH 126 FT OF THAT PART LOT 7 LYING EAST OF EAST LINE LOT 8 EXTENDED SOUTH LOT 6 |
| Legal Subdivision | JOHN GOLLS SUB |
| Legal Block | 4 |
| Legal Lot Number | 6,7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-479-009
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 664 SUMMIT ST, ELGIN, IL 60120-4289 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jan 08, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2026 · Amount on Record |
| Deed Sale | Jan 08, 2026 · Amount on Record |
| Prior Sale | May 09, 2008 · Amount on Record |
| Deed Document Number | 20261020 |
| Prior Transfer Date | Mar 15, 2013 |
| Prior Transfer Doc | 0000046544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 08, 2026 |
| Property Address | 664 SUMMIT ST, ELGIN, IL 60120-4289 |
| Document Number | 0000001020 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2026K001020 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | UNKNOWN, CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 664 SUMMIT ST, ELGIN, IL 60120-4289 |
| Document Number | 0000001021 |
|---|---|
| Date | Jan 08, 2026 |
| Instrument | 2026K001021 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 664 SUMMIT ST, ELGIN, IL 60120-4289 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PRECISION TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000012709 |
|---|---|
| Date | Apr 02, 2019 |
| Instrument | 2019K012709 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,005.00 (+3.5%) | ||
| 2024 | $6,768.00 (+12.03%) | $84,574 (+21.39%) Land $19,974 Building $64,600 | $253,824 (+21.44%) Land $59,946 Building $193,878 |
| 2022 | $6,041.00 (+3.96%) | $69,669 (+6.96%) Land $16,454 Building $53,215 | $209,007 (+6.96%) Land $49,362 Building $159,645 |
| 2021 | $5,811.00 | $65,135 Land $15,383 Building $49,752 | $195,405 Land $46,149 Building $149,256 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 224 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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