668 River Rd, Otsego, MI 49078 Property Records

Allegan County property record for 668 River Rd, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	1 ba · 764 sqft
Lot Size	3.16 acres (137,650 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Oct 2017)
Tax Bill	$1,529 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`17-017-021-00`

Property Details

APN / Parcel Number

Primary APN	`17-017-021-00`
Alternative APN	`03-17-017-021-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	764 sqft Living Area
1st Floor Area	764 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	137,650 sqft (3.16 acres)
Lot Dimensions	457 ft deep x 301 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	668 RIVER RD
City	OTSEGO
State	MI
Zip	49078-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT SW COR N FR 1/2 SW 1/4 SEC 17 TH S 64 1/4 DEG E 24 RDS 20 LINKS TH N 70 DEG E 67 RDS TO CTR OF HWY TH NWLY ALG CTR SD HWY 18 RDS TH S 70 DEG W 35.55 RDS PPL WITH SLY LIN TH SWLY TO PT OF BEG EX COM W 1/8 PST SW 1/4 TH N 69 DEG 51' 40 E 772.94'
Legal Range	12W
Legal Township	01N
Legal Section	17
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1029
Census Tract	31800

Owner

668 River Rd is owned and occupied by an individual who bought it in October 2017.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	668 RIVER RD, OTSEGO, MI 49078-9616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on File
Deed Sale	Oct 30, 2017 · Amount on File
Prior Sale	Oct 12, 2012
Deed Document Number	20174191-176
Deed Book / Page	4191 / 176
Prior Transfer Date	Jun 7, 2006
Prior Transfer Doc	3504/780
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 30, 2017
Property Address	668 RIVER RD, OTSEGO, MI 49078-9616
Document Number	4191/176
Book / Page	4191 / 176
Instrument Date	Oct 20, 2017
Instrument	4191-176
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TITLE RE SOURCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	448 WALDEN DR, 448, OTSEGO, MI 49078-9652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 RIVER RD, OTSEGO, MI 49078-9616

Mortgage

Document Number	4191179
Date	Oct 30, 2017
Instrument	4191-179

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 668 River Rd was $1,529 with a homeowner's exemption, up 2.5% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,400 (-0.59%) Land $16,300 Building $51,100	$134,800 (-0.59%) Land $32,600 Building $102,200
2025	$1,529.00 (+2.55%) Homeowner's exemption	$67,800 Land $16,300 Building $51,500	$135,600 Land $32,600 Building $103,000
2024	$1,491.00
2023		$52,700 Land $15,100 Building $37,600	$105,400 Land $30,200 Building $75,200
2022	$1,261.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 668 River Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 668 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures