Allegan County property record for 588 River Rd, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,472 sqft · built 1935 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,800 (Jul 2026) |
| Tax Bill | $2,789 (2025) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-020-010-20 |
| Primary APN | 17-020-010-20 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,004 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 196,020 sqft (4.5 acres) |
| Lot Width | 490 ft Width |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 588 RIVER RD |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM 596' N OF SW COR E 1/2 NW 1/4 TH N 49 DEG E TO C/L HWY TH NWLY ALG SD C/L 66' TO POB THIS DESC TH S 49 DEG W 400' TH |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 20 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 31800 |
588 River Rd is owned and occupied by two individuals who bought it in July 2026.
Source: Allegan County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 588 RIVER RD, OTSEGO, MI 49078-9685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on File |
| Deed Sale | Jul 2, 2026 · Amount on File |
| Prior Sale | May 13, 2004 · Amount on File |
| Deed Document Number | 202610951 |
| Deed Book / Page | 5151 / 928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jul 2, 2026 |
| Property Address | 588 RIVER RD, OTSEGO, MI 49078-9685 |
| Document Number | 0000010951 |
| Book / Page | 5151 / 928 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202610951 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $306,442.08 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 588 RIVER RD, OTSEGO, MI 49078-9685 |
The 2025 property tax bill for 588 River Rd was $2,789 with a homeowner's exemption, up 2.6% from the year before.
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,200 (+0.58%) Land $20,800 Building $134,400 | $310,400 (+0.58%) Land $41,600 Building $268,800 | |
| 2025 | $2,789.00 (+2.61%) Homeowner's exemption | $154,300 Land $20,100 Building $134,200 | $308,600 Land $40,200 Building $268,400 |
| 2024 | $2,718.00 | ||
| 2023 | $118,000 Land $18,800 Building $99,200 | $236,000 Land $37,600 Building $198,400 | |
| 2022 | $2,294.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 588 River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 588 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless | 5,000 / 5,000 |
May also be available: 123.NET, Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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