Allegan County property record for 566 River Rd, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,040 sqft · built 1995 |
| Lot Size | 3.39 acres (147,886 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $121,000 (Sep 2000) |
| Tax Bill | $2,561 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-020-009-50 |
| Primary APN | 17-020-009-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 147,886 sqft (3.39 acres) |
| Lot Dimensions | 438 ft deep x 337 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 566 RIVER RD |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM 1330.79'W OF E 1/4 PST TH N 1209.33' TH NW'LY ALG C/L OF RIVER RD 494.1' TO POB TH S 42 DEG 48'42W 247.46' TH SW'LY ON CURV TO RT CHORD BEARING S 49 DEG 12' 02W 66.9' TH N 47 DEG 23'25W 422.79'TH N 47 DEG 37'34E 314.99' TH S 47 DEG 23'25E ON C/L |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 20 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 31800 |
566 River Rd is owned and occupied by two individuals who bought it in September 2000.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 566 RIVER RD, OTSEGO, MI 49078-9685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2000 · Amount on File |
| Deed Sale | Sep 27, 2000 · Amount on File |
| Prior Sale | Oct 15, 1999 · Amount on File |
| Deed Document Number | 20001 |
| Deed Book / Page | 1983 / 954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 566 RIVER RD, OTSEGO, MI 49078-9685 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4640/77 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 4640/77 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 566 River Rd was $2,561 with a homeowner's exemption.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,900 Land $16,900 Building $103,000 | $239,800 Land $33,800 Building $206,000 | |
| 2025 | $2,561.00 | ||
| 2023 | $91,400 Land $15,600 Building $75,800 | $182,800 Land $31,200 Building $151,600 | |
| 2022 | $2,107.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 566 River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 566 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless | 5,000 / 5,000 |
May also be available: 123.NET, Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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