722 River Rd, Otsego, MI 49078 Property Records

Allegan County property record for 722 River Rd, Otsego, MI 49078

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 1 ba · 2,054 sqft · built 1890
Lot Size	12.7 acres (554,519 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 2014)
Tax Bill	$3,428 (2025)
Deeds & Mortgages	Apr 2014 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`17-017-018-00`

Property Details

APN / Parcel Number

Primary APN	`17-017-018-00`
Alternative APN	`03-17-017-018-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,054 sqft Total Area
1st Floor Area	1,746 sqft
Basement Area	808 sqft
Unfinished Basement	808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood Siding
Lot Area	554,519 sqft (12.7 acres)
Lot Dimensions	2,305 ft deep x 241 ft wide
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	722 RIVER RD
City	OTSEGO
State	MI
Zip	49078-9635
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AG
Legal Description	COM 777' S OF W 1/4 PST TH S 69 DEG 15' 17E 787.77' TH N 70 DEG E TO A PT S 70 DEG W 198' FROM C/L RIVER RD TH N'LY PPL TO SD C/L 165' TH N 70 DEG E 198' TO C/L OF RIVER RD TH NWLY ON SD CENT LINE TO W LINE OF SEC TH S TO BEG EX THAT PT LYING BELOW C
Legal Range	12W
Legal Township	01N
Legal Section	17
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1029
Census Tract	31800

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	722 RIVER RD, OTSEGO, MI 49078-9635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2014 · Amount on Record
Deed Sale	Apr 17, 2014 · Amount on Record
Prior Sale	Dec 1, 1991 · Amount on Record
Deed Book / Page	3828 / 746
Prior Transfer Date	Apr 10, 2014
Prior Transfer Doc	3828/746
Record Updated	Oct 29, 2026

April 2014: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 17, 2014
Property Address	722 RIVER RD, OTSEGO, MI 49078-9635
Document Number	003828/746
Book / Page	3828 / 746
Instrument Date	Apr 10, 2014
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 LYON ST NW, GRAND RAPIDS, MI 49503-2406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 RIVER RD, OTSEGO, MI 49078-9635
Investor	Possibly a Property Investor

Mortgage

Document Number	0003828749
Date	Apr 17, 2014
Instrument	3828/749

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2044

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,700 (+55.29%) Land $41,800 Building $132,900	$349,400 (+55.29%) Land $83,600 Building $265,800
2025	$3,428.00 (+21.69%)
2023		$112,500 Land $32,000 Building $80,500	$225,000 Land $64,000 Building $161,000
2022	$2,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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