Allegan County property record for 574 River Rd, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,324 sqft · built 1999 |
| Lot Size | 2.51 acres (109,423 sqft) |
| Owner | Individual Name on File |
| Last Sale | $11,000 (Sep 1999) |
| Tax Bill | $2,677 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-020-009-00 |
| Primary APN | 17-020-009-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,324 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design |
| Exterior Material | Logs |
| Lot Area | 109,423 sqft (2.51 acres) |
| Lot Dimensions | 312 ft deep x 350 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 574 RIVER RD |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM 1330.79'W & 1209.33' N OF E 1/4 PST TH NW'LY ALG C/L OF RIVER RD 897.98' TO W TO SW COR E 1/2 NW 1/4 TH N 596' TH POB TH CONT NW'LY ON SD C/L 396.08' TH S 47 DEG 37'34W 314.99' TH S 47 DEG 23' 25E 398.28' TH N 47 DEG 37'34E 314.99' TO POB SEC 20 |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 20 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 31800 |
574 River Rd is owned and occupied by an individual who bought it in September 1999.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 574 RIVER RD, OTSEGO, MI 49078-9685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 1999 · Amount on File |
| Deed Sale | Sep 7, 1999 · Amount on File |
| Prior Sale | Jan 13, 1995 · Amount on File |
| Deed Document Number | 19991 |
| Deed Book / Page | 1880 / 709 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 574 River Rd was $2,677 with a homeowner's exemption.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,800 Land $14,000 Building $146,800 | $321,600 Land $28,000 Building $293,600 | |
| 2025 | $2,677.00 | ||
| 2023 | $118,200 Land $12,600 Building $105,600 | $236,400 Land $25,200 Building $211,200 | |
| 2022 | $2,203.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 574 River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 574 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless | 5,000 / 5,000 |
May also be available: 123.NET, Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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