Kane County property record for 668 Grace St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,920 sqft · built 1890 |
| Lot Size | 0.192 acres (8,353 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Oct 2017) |
| Tax Bill | $8,655 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-401-019 |
| Primary APN | 06-24-401-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 2,880 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Brick |
| Lot Area | 8,353 sqft (0.192 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 668 GRACE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 5TH ADDN LOT 9 |
| Legal Subdivision | GROTE&WALDRONS 5TH ADDN |
| Legal Block | 6 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6004 |
| Census Tract | 851400 |
Source: Kane County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 709 GRACE ST, ELGIN, IL 60120-8471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Oct 12, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage BBMC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2017 · Amount on Record |
| Deed Sale | Oct 12, 2017 · Amount on Record |
| Prior Sale | Apr 13, 2007 · Amount on Record |
| Deed Document Number | 201753780 |
| Prior Transfer Date | Oct 4, 2006 |
| Prior Transfer Doc | 0000010457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 25, 2026 |
| Property Address | 668 GRACE ST, ELGIN, IL 60120-8442 |
| Document Number | 0000041751 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202641751 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000041751, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 202641751 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Sep 1, 2047 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 12, 2017 |
| Property Address | 668 GRACE ST, ELGIN, IL 60120-8442 |
| Document Number | 0000053780 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 2017K053780 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 709 GRACE ST, ELGIN, IL 60120-8471 |
| Document Number | 0000053781 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 2017K053781 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,655.00 (+15.86%) Homeowner's exemption | $121,453 (+8.57%) Land $18,087 Building $103,366 | $364,505 (+8.57%) Land $54,283 Building $310,222 |
| 2024 | $111,866 (+21.39%) Land $16,659 Building $95,207 | $335,732 (+21.44%) Land $49,997 Building $285,735 | |
| 2022 | $7,470.00 (+4.46%) Homeowner's exemption | $92,151 (+6.96%) Land $13,723 Building $78,428 | $276,453 (+6.96%) Land $41,169 Building $235,284 |
| 2021 | $7,151.00 Homeowner's exemption | $86,155 Land $12,830 Building $73,325 | $258,465 Land $38,490 Building $219,975 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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