Kane County property record for 658 Grace St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 888 sqft · built 1924 |
| Lot Size | 0.96 acres (4,193 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $43,000 (Dec 2012) |
| Tax Bill | $4,286 (2025) |
| Deeds & Mortgages | May 2026 Transfer Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-401-017 |
| Primary APN | 06-24-401-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| Gross Area | 1,776 sqft |
| 1st Floor Area | 888 sqft |
| Basement Area | 888 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame |
| Lot Area | 4,193 sqft (0.96 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 658 GRACE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 5TH ADDN NORTH 1/2 LOT 10 |
| Legal Subdivision | GROTE&WALDRONS 5TH ADDN |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6004 |
| Census Tract | 851400 |
Source: Kane County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 658 GRACE ST, ELGIN, IL 60120-8350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 18, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2012 · Amount on Record |
| Deed Sale | Dec 5, 2012 · Amount on Record |
| Prior Sale | Jul 24, 2012 |
| Deed Document Number | 201285241 |
| Prior Transfer Date | Sep 12, 2012 |
| Prior Transfer Doc | 0000071380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 18, 2026 |
| Property Address | 658 GRACE ST, ELGIN, IL 60120-8350 |
| Document Number | 0000020382 |
| Instrument Date | May 4, 2026 |
| Instrument | 202620382 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 658 GRACE ST, ELGIN, IL 60120-8350 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 658 GRACE ST, ELGIN, IL 60120-8350 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 326 SOUTH ST, ELGIN, IL 60123-6333 |
| Document Number | 0000037569 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2023K037569 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 18, 2019 |
| Property Address | 658 GRACE ST, ELGIN, IL 60120-8350 |
| Document Number | 0000043448 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 43448 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 658 GRACE ST ELGIN IL 601208350, ELGIN, IL 60120-8350 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,286.00 (+3.5%) | $56,184 (+8.57%) Land $9,848 Building $46,336 | $168,619 (+8.57%) Land $29,556 Building $139,064 |
| 2024 | $4,141.00 (+10.4%) | $51,749 (+21.4%) Land $9,071 Building $42,678 | $155,309 (+21.45%) Land $27,224 Building $128,085 |
| 2022 | $3,751.00 (+24.21%) | $42,628 (+6.96%) Land $7,472 Building $35,156 | $127,884 (+6.96%) Land $22,416 Building $105,468 |
| 2021 | $3,020.00 Homeowner's exemption | $39,854 Land $6,986 Building $32,868 | $119,562 Land $20,958 Building $98,604 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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