Kane County property record for 655 Grace St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,464 sqft · built 1900 |
| Lot Size | 0.185 acres (8,060 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,500 (May 2021) |
| Tax Bill | $5,367 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-402-001 |
| Primary APN | 06-24-402-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,464 sqft Living Area |
| Gross Area | 2,343 sqft |
| Basement Area | 879 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Lot Area | 8,060 sqft (0.185 acres) |
| Lot Dimensions | 124 ft deep x 65 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 655 GRACE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 6TH ADDN LOT 11 |
| Legal Subdivision | GROTE&WALDRONS 6TH ADDN |
| Legal Block | 6 |
| Legal Lot Number | 11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6005 |
| Census Tract | 851400 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 655 GRACE ST, ELGIN, IL 60120-8351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on Record |
| Deed Sale | May 11, 2021 · Amount on Record |
| Prior Sale | Nov 16, 2007 · Amount on Record |
| Deed Document Number | 202136827 |
| Prior Transfer Date | Feb 7, 2006 |
| Prior Transfer Doc | 0000052473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 11, 2021 |
| Property Address | 655 GRACE ST, ELGIN, IL 60120-8351 |
| Document Number | 0000036827 |
| Instrument Date | May 6, 2021 |
| Instrument | 2021K036827 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 GRACE ST, ELGIN, IL 60120-8351 |
| Document Number | 0000036828 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021K036828 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,367.00 (+15.82%) Homeowner's exemption | ||
| 2024 | $72,168 (+21.39%) Land $12,781 Building $59,387 | $216,591 (+21.44%) Land $38,358 Building $178,232 | |
| 2022 | $4,634.00 (-6.53%) Homeowner's exemption | $59,450 (+6.96%) Land $10,529 Building $48,921 | $178,350 (+6.96%) Land $31,587 Building $146,763 |
| 2021 | $4,958.00 | $55,582 Land $9,844 Building $45,738 | $166,746 Land $29,532 Building $137,214 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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