705 Grace St, Elgin, IL 60120 Property Records

Kane County property record for 705 Grace St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,072 sqft · built 1956
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,600 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-24-404-001`

Property Details

APN / Parcel Number

Primary APN	`06-24-404-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
Gross Area	2,056 sqft
1st Floor Area	1,072 sqft
Basement Area	984 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	66 ft deep x 66 ft wide

Location & Zoning

Street Address	705 GRACE ST
City	ELGIN
State	IL
Zip	60120-8313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW ADD LOT 11 EX ELY 66 FT BLK 1
Legal Subdivision	FAIRVIEW ADD
Legal Block	1
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6006
Census Tract	851400

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 GRACE ST, ELGIN, IL 60120-8313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2010
Deed Sale	Aug 20, 2010
Prior Sale	Jan 29, 2003 · Amount on Record
Deed Document Number	201053993
Prior Transfer Date	Jan 14, 2005
Prior Transfer Doc	0000035580
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,600.00 (+15.96%)
2024		$55,546 (+21.39%) Land $9,885 Building $45,661	$166,705 (+21.44%) Land $29,667 Building $137,038
2022	$3,967.00 (+3.96%)	$45,757 (+6.96%) Land $8,143 Building $37,614	$137,271 (+6.96%) Land $24,429 Building $112,842
2021	$3,816.00	$42,779 Land $7,613 Building $35,166	$128,337 Land $22,839 Building $105,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20