Kane County property record for 661 Grace St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,402 sqft · built 1900 |
| Lot Size | 0.185 acres (8,060 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $178,000 (May 2006) |
| Tax Bill | $5,200 (2025) |
| Deeds & Mortgages | Oct 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-402-002 |
| Primary APN | 06-24-402-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,402 sqft Living Area |
| Gross Area | 2,219 sqft |
| Basement Area | 817 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 8,060 sqft (0.185 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 661 GRACE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 6TH ADDN LOT 10 |
| Legal Subdivision | GROTE&WALDRONS 6TH ADDN |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6005 |
| Census Tract | 851400 |
Source: Kane County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 661 GRACE ST, ELGIN, IL 60120-8351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2006 · Amount on Record |
| Deed Sale | May 8, 2006 · Amount on Record |
| Prior Sale | Jan 29, 2003 · Amount on Record |
| Deed Document Number | 200649020 |
| Prior Transfer Date | Apr 21, 2006 |
| Prior Transfer Doc | 0000049020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 661 GRACE ST, ELGIN, IL 60120-8351 |
| Document Number | 0000061628 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2019 |
| Name | Verified Name |
|---|---|
| Address | 661 GRACE ST ELGIN IL 601208351, ELGIN, IL 60120-8351 |
| Document Number | 0000061628 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 61628 |
| Name | SETERUS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Dec 25, 2058 |
| Rate | 4.62% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,200.00 (+15.81%) Homeowner's exemption | $76,163 (+8.57%) Land $13,876 Building $62,287 | $228,580 (+8.57%) Land $41,645 Building $186,936 |
| 2024 | $70,151 (+21.39%) Land $12,781 Building $57,370 | $210,537 (+21.44%) Land $38,358 Building $172,179 | |
| 2022 | $4,490.00 (+4.81%) Homeowner's exemption | $57,788 (+6.96%) Land $10,529 Building $47,259 | $173,364 (+6.96%) Land $31,587 Building $141,777 |
| 2021 | $4,284.00 Homeowner's exemption | $54,028 Land $9,844 Building $44,184 | $162,084 Land $29,532 Building $132,552 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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