668 E State St, South Elgin, IL 60177 Property Records

Kane County property record for 668 E State St, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,299 sqft · built 1964
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (May 2019)
Tax Bill	$6,543 (2025)
Deeds & Mortgages	Sep 2017 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-35-279-018`

Property Details

APN / Parcel Number

Primary APN	`06-35-279-018`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area
Gross Area	2,235 sqft
1st Floor Area	1,299 sqft
Basement Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Lot Area	7,920 sqft (0.182 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	668 E STATE ST
City	SOUTH ELGIN
State	IL
Zip	60177-2153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H JEROME GILBERTS ADDN LOT 10 BLOCK 2
Legal Subdivision	H JEROME GILBERTS ADDN
Legal Block	2
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2036
Census Tract	851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	668 E STATE ST, SOUTH ELGIN, IL 60177-2153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2017	Deed of Trust, Mortgage · Commercial Mortgage ASSOCIATED BANK NA
May 14, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Prior Sale	Mar 2, 1998 · Amount on Record
Deed Document Number	201919291
Prior Transfer Date	May 22, 2010
Prior Transfer Doc	0000034116
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	668 E STATE ST, SOUTH ELGIN, IL 60177-2153
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048644
Date	Sep 18, 2017
Instrument	2017K048644

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	SOUTH ELGIN, IL 60177

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	18%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 14, 2019
Property Address	668 E STATE ST, SOUTH ELGIN, IL 60177-2153
Document Number	0000019291
Instrument Date	May 3, 2019
Instrument	2019K019291
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST UNITED TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	668 E STATE ST, SOUTH ELGIN, IL 60177-2153

Mortgage

Document Number	0000019292
Date	May 14, 2019
Instrument	2019K019292

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,543.00 (+14.31%) Homeowner's exemption	$96,456 (+8.57%) Land $16,160 Building $80,296	$289,484 (+8.57%) Land $48,499 Building $240,984
2024		$88,842 (+21.39%) Land $14,884 Building $73,958	$266,633 (+21.44%) Land $44,670 Building $221,963
2022	$5,724.00 (+6.35%) Homeowner's exemption	$73,185 (+6.96%) Land $12,261 Building $60,924	$219,555 (+6.96%) Land $36,783 Building $182,772
2021	$5,382.00 Homeowner's exemption	$68,423 Land $11,463 Building $56,960	$205,269 Land $34,389 Building $170,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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