700 E State St, South Elgin, IL 60177 Property Records

Kane County property record for 700 E State St, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1962
Lot Size	0.183 acres (7,973 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (May 2017)
Tax Bill	$6,693 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-35-279-021`

Property Details

APN / Parcel Number

Primary APN	`06-35-279-021`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	7,973 sqft (0.183 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	700 E STATE ST
City	SOUTH ELGIN
State	IL
Zip	60177-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H JEROME GILBERTS ADDN
Legal Subdivision	H JEROME GILBERTS ADDN
Legal Block	2
Legal Lot Number	B
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2036
Census Tract	851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	700 E STATE ST, SOUTH ELGIN, IL 60177-2155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 9, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Nov 20, 2012 · Amount on Record
Deed Document Number	201727519
Prior Transfer Date	Jun 7, 2002
Prior Transfer Doc	0000074973
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	700 E STATE ST, SOUTH ELGIN, IL 60177-2155
Transaction Type	Mortgage
Record Updated	Sep 26, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032421
Date	Sep 18, 2023
Instrument	2023K032421

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	286 Months
Due	Jul 1, 2047

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	700 E STATE ST, SOUTH ELGIN, IL 60177-2155
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 E STATE ST, SOUTH ELGIN, IL 60177-2155

Mortgage

Document Number	0000000862
Date	Jan 9, 2023
Instrument	2023K000862

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Jul 1, 2047

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	700 E STATE ST, SOUTH ELGIN, IL 60177-2155
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008431
Date	Feb 1, 2021
Instrument	2021K008431

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,693.00 (+13.29%)	$90,485 (+8.57%) Land $16,160 Building $74,325	$271,564 (+8.57%) Land $48,499 Building $223,064
2024		$83,342 (+21.39%) Land $14,884 Building $68,458	$250,126 (+21.44%) Land $44,670 Building $205,456
2022	$5,908.00 (+5.71%)	$68,655 (+6.96%) Land $12,261 Building $56,394	$205,965 (+6.96%) Land $36,783 Building $169,182
2021	$5,589.00	$64,187 Land $11,463 Building $52,724	$192,561 Land $34,389 Building $158,172

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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