682 E State St, South Elgin, IL 60177 Property Records

Kane County property record for 682 E State St, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1959
Lot Size	0.182 acres (7,920 sqft)
Owner	Company Name on Record
Last Sale	$152,961 (Sep 2015)
Tax Bill	$6,982 (2025)
Deeds & Mortgages	Dec 2025 Sale Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-35-279-019`

Property Details

APN / Parcel Number

Primary APN	`06-35-279-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,404 sqft
Basement Area	924 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,920 sqft (0.182 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	682 E STATE ST
City	SOUTH ELGIN
State	IL
Zip	60177-2153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H JEROME GILBERTS ADDN LOT 11 BLOCK 2
Legal Subdivision	H JEROME GILBERTS ADDN
Legal Block	2
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2036
Census Tract	851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company
Vesting	Limited Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 20, 2020	Deed of Trust, Mortgage MORGAN STANLEY MTG CAP HLDGS L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2015 · Amount on Record
Deed Sale	Sep 11, 2015 · Amount on Record
Prior Sale	Sep 3, 2013 · Amount on Record
Deed Document Number	201549880
Prior Transfer Date	Sep 21, 2005
Prior Transfer Doc	0000070667
Record Updated	Oct 29, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 22, 2025
Property Address	682 E STATE ST, SOUTH ELGIN, IL 60177-2153
Document Number	0000050673
Instrument Date	Dec 16, 2025
Instrument	2025K050673
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146
Investor	Possibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	682 E STATE ST, SOUTH ELGIN, IL 60177-2153
Document Number	0000065462
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	875 3RD AVE #10TH NEW YORK NY 100226225, 10TH, NEW YORK, NY 10022-6225

Mortgage

Document Number	0000065462
Date	Oct 29, 2020
Instrument	65462

Lender

Name	MORGAN STANLEY MTG CAP HLDGS L
Address	1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,982.00 (+1.78%)	$94,393 (+8.57%) Land $16,160 Building $78,233	$283,292 (+8.57%) Land $48,499 Building $234,793
2024	$6,860.00 (+11.31%)	$86,942 (+21.39%) Land $14,884 Building $72,058	$260,930 (+21.44%) Land $44,670 Building $216,261
2022	$6,163.00 (+5.69%)	$71,620 (+6.96%) Land $12,261 Building $59,359	$214,860 (+6.96%) Land $36,783 Building $178,077
2021	$5,831.00	$66,959 Land $11,463 Building $55,496	$200,877 Land $34,389 Building $166,488

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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