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675 E State St, South Elgin, IL 60177 Property Records

Kane County property record for 675 E State St, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,200 sqft · built 1962
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Sep 2023)
Tax Bill$6,729 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-35-280-021

Property Details

APN / Parcel Number

Primary APN06-35-280-021

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area2,400 sqft
1st Floor Area1,200 sqft
Basement Area1,200 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialBrick
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address675 E STATE ST
CitySOUTH ELGIN
StateIL
Zip60177-2152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNONE WEST 72 FT EAST 194 FT NORTH 132 FT LOT 4A-1 LOT 7 PART LOT 4A DESC IN BOOK 2500/563 SEC 35-41-8
Legal Range08
Legal Township41
Legal Section35
Legal Block2
Legal Lot Number4A-1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2058
Census Tract851801

Owner

675 E State St is owned and occupied by an individual who bought it in September 2023.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address675 E STATE ST, SOUTH ELGIN, IL 60177-2152
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2023 · Amount on File
Deed SaleSep 21, 2023 · Amount on File
Prior SaleApr 2, 2007 · Amount on File
Deed Document Number202332947
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 21, 2023
Property Address675 E STATE ST, SOUTH ELGIN, IL 60177-2152
Document Number0000032947
Instrument DateSep 21, 2023
Instrument2023K032947
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1900 LIN LOR LN, ELGIN, IL 60123-4919

Transferred To (Grantee/Buyer)

NameVerified Name
Address665 E STATE ST, SOUTH ELGIN, IL 60177-2152

Mortgage

Document Number0000032948
DateSep 21, 2023
Instrument2023K032948
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeUnknown
AmountAmount on Record
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 675 E State St was $6,729 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,729.00$98,978 (+8.57%) Land $19,393 Building $79,585$297,053 (+8.57%) Land $58,202 Building $238,851
2024$91,165 Land $17,862 Building $73,303$273,604 Land $53,607 Building $219,997
2022$6,462.00 (+5.69%)$75,099 (+6.96%) Land $14,714 Building $60,385$225,297 (+6.96%) Land $44,142 Building $181,155
2021$6,114.00$70,213 Land $13,757 Building $56,456$210,639 Land $41,271 Building $169,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 675 E State St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimJul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 675 E State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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