625 E State St, South Elgin, IL 60177 Property Records

Kane County property record for 625 E State St, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,748 sqft · built 1973
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,000 (Nov 2020)
Tax Bill	$8,748 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-35-280-027`

Property Details

APN / Parcel Number

Primary APN	`06-35-280-027`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,748 sqft Living Area
Gross Area	3,893 sqft
Basement Area	1,145 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	625 E STATE ST
City	SOUTH ELGIN
State	IL
Zip	60177-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NONE
Legal Subdivision	H JEROME GILBERTS ADD
Legal Block	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2058
Census Tract	851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	625 E STATE ST, SOUTH ELGIN, IL 60177-2152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 2, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC
Nov 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Aug 15, 2007 · Amount on Record
Deed Document Number	202069985
Prior Transfer Date	Jun 20, 2018
Prior Transfer Doc	0000031503
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 13, 2020
Property Address	625 E STATE ST, SOUTH ELGIN, IL 60177-2152
Document Number	0000069985
Instrument Date	Nov 6, 2020
Instrument	2020K069985
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	625 E STATE ST, SOUTH ELGIN, IL 60177-2152

Mortgage

Document Number	0000069986
Date	Nov 13, 2020
Instrument	2020K069986

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jul 2, 2018
Property Address	625 E STATE ST, SOUTH ELGIN, IL 60177-2152
Document Number	0000031503
Instrument Date	Jun 20, 2018
Instrument	2018K031503
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	625 E STATE ST, SOUTH ELGIN, IL 60177-2152

Mortgage

Document Number	0000031504
Date	Jul 2, 2018
Instrument	2018K031504

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Nov 14, 2017
Property Address	625 E STATE ST, SOUTH ELGIN, IL 60177-2152
Document Number	0000059636
Instrument Date	Jan 4, 2010
Instrument	59636
Transaction Type	Transfer
Record Updated	Dec 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 E STATE ST SOUTH ELGIN IL 601772152, SOUTH ELGIN, IL 60177-2152

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,748.00 (+13.21%) Homeowner's exemption	$126,259 (+8.57%) Land $24,779 Building $101,480	$378,929 (+8.57%) Land $74,367 Building $304,562
2024		$116,293 (+21.39%) Land $22,823 Building $93,470	$349,019 (+21.44%) Land $68,496 Building $280,522
2022	$7,727.00 (+6.18%) Homeowner's exemption	$95,798 (+6.96%) Land $18,801 Building $76,997	$287,394 (+6.96%) Land $56,403 Building $230,991
2021	$7,277.00 Homeowner's exemption	$89,565 Land $17,578 Building $71,987	$268,695 Land $52,734 Building $215,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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