Kane County property record for 664 Ford Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,125 sqft · built 1959 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,921 (2025) |
| Deeds & Mortgages | Oct 2021 Second Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01-481-018 |
| Primary APN | 06-01-481-018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| Gross Area | 2,250 sqft |
| 1st Floor Area | 1,125 sqft |
| Basement Area | 1,125 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 664 FORD AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE M LUDLOWS ADDN LOT 7 BLOCK 1 |
| Legal Subdivision | GEORGE M LUDLOWS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 850800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 664 FORD AVE, ELGIN, IL 60120-2220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS COMMUNITY CU |
| Oct 4, 2021 | Quit Claim Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Feb 20, 2018 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2021 |
| Deed Sale | Oct 4, 2021 |
| Prior Sale | Oct 16, 2006 · Amount on Record |
| Deed Document Number | 202174761 |
| Prior Transfer Date | Sep 7, 2021 |
| Prior Transfer Doc | 0000074761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 664 FORD AVE, ELGIN, IL 60120-2220 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000081921 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021K081921 |
| Name | ILLINOIS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SYCAMORE, IL 60178 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 4, 2021 |
| Property Address | 664 FORD AVE, ELGIN, IL 60120-2220 |
| Document Number | 0000074761 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 2021K074761 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 664 FORD AVE, ELGIN, IL 60120-2220 |
| Document Number | 0000074793 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2021K074793 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 664 FORD AVE, ELGIN, IL 60120-2220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007818 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 2018K007818 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,921.00 (+15.83%) Homeowner's exemption | $85,620 (+8.57%) Land $12,359 Building $73,261 | $256,963 (+8.57%) Land $37,092 Building $219,871 |
| 2024 | $78,861 (+21.39%) Land $11,383 Building $67,478 | $236,678 (+21.44%) Land $34,163 Building $202,515 | |
| 2022 | $5,112.00 (+4.69%) Homeowner's exemption | $64,963 (+6.96%) Land $9,377 Building $55,586 | $194,889 (+6.96%) Land $28,131 Building $166,758 |
| 2021 | $4,883.00 Homeowner's exemption | $60,736 Land $8,767 Building $51,969 | $182,208 Land $26,301 Building $155,907 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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