Kane County property record for 675 Ford Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,506 sqft · built 1950 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Mar 2026) |
| Tax Bill | $6,045 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Nov 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01-483-007 |
| Primary APN | 06-01-483-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,506 sqft Living Area |
| Gross Area | 2,373 sqft |
| Basement Area | 867 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 675 FORD AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOWS ADDN LOT 4 BLOCK 1 |
| Legal Subdivision | LUDLOWS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 850800 |
675 Ford Ave is owned and occupied by two individuals who bought it in March 2026.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 675 FORD AVE, ELGIN, IL 60120-2268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2026 | Warranty Deed, Transfer · FHA Mortgage CONSUMER REAL ESTATE FINANCE CO |
| Nov 28, 2022 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 23, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on File |
| Deed Sale | Mar 19, 2026 · Amount on File |
| Prior Sale | Nov 15, 2005 |
| Deed Document Number | 202610946 |
| Prior Transfer Date | Nov 21, 2022 |
| Prior Transfer Doc | 0000056499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 19, 2026 |
| Property Address | 675 FORD AVE, ELGIN, IL 60120-2268 |
| Document Number | 0000010946 |
| Instrument Date | Nov 11, 2025 |
| Instrument | 2026K010946 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 675 FORD AVE, ELGIN, IL 60120-2268 |
| Document Number | 0000010947 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026K010947 |
| Name | CONSUMER REAL ESTATE FINANCE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 28, 2022 |
| Property Address | 675 FORD AVE, ELGIN, IL 60120-2268 |
| Document Number | 0000056499 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2022K056499 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 SOMMERSET CT APT D, D, ELGIN, IL 60120-7176 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 23, 2022 |
| Property Address | 675 FORD AVE, ELGIN, IL 60120-2268 |
| Document Number | 0000056092 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2022K056092 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 SOMMERSET CT APT D, D, ELGIN, IL 60120-7176 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 26, 2019 |
| Property Address | 675 FORD AVE, ELGIN, IL 60120-2268 |
| Document Number | 0000038956 |
| Instrument Date | May 6, 2019 |
| Instrument | 38956 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1010 D SOMMERSET CT DAVIS JUNCTION IL 61020, DAVIS JUNCTION, IL 61020 |
The 2025 property tax bill for 675 Ford Ave was $6,045, up 4.4% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,045.00 (+4.4%) Homeowner's exemption | $87,237 (+8.57%) Land $15,270 Building $71,967 | $261,816 (+8.57%) Land $45,828 Building $215,987 |
| 2024 | $5,790.00 | $80,351 Land $14,065 Building $66,286 | $241,149 Land $42,212 Building $198,938 |
| 2022 | $5,739.00 (+3.95%) | $66,191 (+6.96%) Land $11,587 Building $54,604 | $198,573 (+6.96%) Land $34,761 Building $163,812 |
| 2021 | $5,521.00 | $61,884 Land $10,833 Building $51,051 | $185,652 Land $32,499 Building $153,153 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 675 Ford Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 675 Ford Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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