Kane County property record for 656 Ford Ave, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 738 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Garage | Detached |
| Last Sale | $248,000 (2025) |
| Tax Bill | $4,521.00 (2025) |
| Primary APN | 06-01-481-016 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 738 sqft Living Area |
| Gross Area | 1,476 sqft Gross Area |
| 1st Floor | 738 sqft 1st Floor |
| Basement Area | 738 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame Construction |
| Lot Area | 4,792 sqft (0.11 acres) |
| Depth X Width | 92 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 656 FORD AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2220 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GEORGE M LUDLOWS ADDN LOT 9 BLOCK 1 |
| Legal Subdivision | GEORGE M LUDLOWS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-01-481-016
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2126 TEPEE AVE, CARPENTERSVILLE, IL 60110-1220 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on Record |
| Deed Sale | Oct 22, 2025 · Amount on Record |
| Prior Sale | Dec 12, 2017 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 22, 2025 |
| Property Address | 656 FORD AVE, ELGIN, IL 60120-2220 |
| Document Number | 0000041446 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2025K041446 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 656 FORD AVE, ELGIN, IL 60120-2220 |
| Document Number | 0000041447 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025K041447 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate | 6.99% |
|---|
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,521.00 (+3.5%) | ||
| 2024 | $4,368.00 (+12.03%) | $54,591 (+21.39%) Land $11,383 Building $43,208 | $163,839 (+21.44%) Land $34,163 Building $129,676 |
| 2022 | $3,899.00 (+3.95%) | $44,970 (+6.96%) Land $9,377 Building $35,593 | $134,910 (+6.96%) Land $28,131 Building $106,779 |
| 2021 | $3,751.00 | $42,044 Land $8,767 Building $33,277 | $126,132 Land $26,301 Building $99,831 |
656 Ford Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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