Kane County property record for 662 Ford Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 990 sqft · built 1958 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Aug 2018) |
| Tax Bill | $4,467 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01-481-017 |
| Primary APN | 06-01-481-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 990 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 662 FORD AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE M LUDLOWS ADDN LOT 8 BLOCK 1 |
| Legal Subdivision | GEORGE M LUDLOWS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 850800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 662 FORD AVE, ELGIN, IL 60120-2220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Aug 14, 2018 | Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on Record |
| Deed Sale | Aug 14, 2018 · Amount on Record |
| Prior Sale | Oct 9, 2014 · Amount on Record |
| Deed Document Number | 201839537 |
| Prior Transfer Date | Nov 15, 2002 |
| Prior Transfer Doc | 0000009769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 662 FORD AVE, ELGIN, IL 60120-2220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | FAMS DTO |
| Name | Verified Name |
|---|
| Document Number | 0000039885 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021K039885 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 14, 2018 |
| Property Address | 662 FORD AVE, ELGIN, IL 60120-2220 |
| Document Number | 0000039537 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 2018K039537 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ALTIMA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 662 FORD AVE, ELGIN, IL 60120-2220 |
| Document Number | 0000039538 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 2018K039538 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,467.00 (+15.79%) Homeowner's exemption | $66,563 (+8.57%) Land $12,359 Building $54,204 | $199,769 (+8.57%) Land $37,092 Building $162,677 |
| 2024 | $61,308 (+21.39%) Land $11,383 Building $49,925 | $183,998 (+21.44%) Land $34,163 Building $149,835 | |
| 2022 | $3,858.00 (+4.92%) Homeowner's exemption | $50,503 (+6.96%) Land $9,377 Building $41,126 | $151,509 (+6.96%) Land $28,131 Building $123,378 |
| 2021 | $3,677.00 Homeowner's exemption | $47,217 Land $8,767 Building $38,450 | $141,651 Land $26,301 Building $115,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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