650 Ford Ave, Elgin, IL 60120 Property Records

Kane County property record for 650 Ford Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$93,500 (May 2010)
Tax Bill	$4,189 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-01-481-015`

Property Details

APN / Parcel Number

Primary APN	`06-01-481-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	704 sqft Living Area
Gross Area	1,408 sqft
1st Floor Area	704 sqft
Basement Area	704 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	92 ft deep x 85 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	650 FORD AVE
City	ELGIN
State	IL
Zip	60120-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE M LUDLOWS ADDN 1/2 VACATED STREET WEST OF & ADJACENT TO LOT 10 & ALL OF LOT 10 BLOCK 1
Legal Subdivision	GEORGE M LUDLOWS ADDN
Legal Block	1
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	850800

Owner

Source: Kane County records · APN 06-01-481-015

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	650 FORD AVE, ELGIN, IL 60120-2220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2010 · Amount on Record
Deed Sale	May 14, 2010 · Amount on Record
Deed Document Number	201031042
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	650 FORD AVE, ELGIN, IL 60120-2220
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	FAMS DTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 FORD AVE, ELGIN, IL 60120-2220

Mortgage

Document Number	0000060332
Date	Oct 13, 2020
Instrument	2020K060332

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	236 Months
Due	Jun 01, 2040

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,189.00 (+15.75%) Homeowner's exemption
2024		$57,951 (+21.39%) Land $15,066 Building $42,885	$173,923 (+21.44%) Land $45,216 Building $128,706
2022	$3,619.00 (+5.02%) Homeowner's exemption	$47,738 (+6.96%) Land $12,411 Building $35,327	$143,214 (+6.96%) Land $37,233 Building $105,981
2021	$3,446.00 Homeowner's exemption	$44,631 Land $11,603 Building $33,028	$133,893 Land $34,809 Building $99,084

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 514 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.