660 W Wise Rd, Commerce Township, MI 48382 Property Records

Oakland County property record for 660 W Wise Rd, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,545 sqft · built 1983
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Dec 2023)
Tax Bill	$2,757 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`E-17-03-451-007`

Property Details

APN / Parcel Number

Primary APN	`E-17-03-451-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,545 sqft Living Area
1st Floor Area	936 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	16,117 sqft (0.37 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	480 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	660 W WISE RD
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 3 PART OF E 1/2 OF SEC BEG AT PT DIST N 89-37-10 E 696.57 FT FROM S 1/4 COR, TH N 00-22-50 W 200.00 FT, TH N 89-37-10 E 80.00 FT, TH S 00-22-50 E 200.00 FT, TH S 89-37-10 W 80.00 FT TO BEG 0.37 A
Legal Range	08E
Legal Township	02N
Legal Section	03
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1002
Census Tract	134000

Owner

660 W Wise Rd is owned and occupied by two individuals who bought it in December 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	660 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN FIRST CU
Dec 19, 2023	Warranty Deed, Transfer
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage ISABELLA BANK
Sep 28, 2020	Warranty Deed, Transfer CISLO TITLE, CISLO TITLE CO
Jan 13, 2020	Warranty Deed, Transfer TITLE EXPRESS
Oct 15, 2018	Warranty Deed, Transfer
Jan 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Sep 28, 2020 · Amount on File
Deed Document Number	2023137012
Deed Book / Page	59072 / 525
Prior Transfer Date	Aug 1, 1997
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	660 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2942
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5443 BENTLEY RD 101, 101, WEST BLOOMFIELD, MI 48322-2164

Mortgage

Document Number	0000016896
Date	Feb 21, 2024
Book Page	59175/741
Instrument	16896

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 19, 2023
Property Address	660 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2942
Document Number	0000137012
Book / Page	59072 / 525
Instrument Date	Dec 15, 2023
Instrument	137012
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount on Record
Tax	$2,362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660W W WISE RD, COMMERCE TWP, MI 48382-2942

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	660 W WISE RD, COMMERCE TWP, MI 48382-2942

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	660 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2942
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000190299
Date	Nov 13, 2019
Book Page	53497/00642
Instrument	190299

Lender

Name	ISABELLA BANK
Type	Bank
Address	MOUNT PLEASANT, MI 48858

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 28, 2020
Property Address	660 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2942
Document Number	0000196993
Book / Page	054895 / 000029
Instrument Date	Sep 15, 2020
Instrument	196993
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount on Record
Tax	$2,219.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2930 E LAUREL LN PHOENIX AZ 850281223, PHOENIX, AZ 85028-1223

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 13, 2020
Property Address	660 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2942
Document Number	0000007463
Book / Page	53693 / 00062
Instrument Date	Nov 7, 2019
Instrument	07463
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	TITLE EXPRESS

Transaction

Amount	Amount on Record
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 W WISE RD, 660, COMMERCE TOWNSHIP, MI 48382-2942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2942

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 15, 2018
Property Address	660 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2942
Document Number	0000168715
Book / Page	52269 / 00325
Instrument Date	Oct 11, 2018
Instrument	168715
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Tax	$1,634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 W WISE RD, 660, COMMERCE TOWNSHIP, MI 48382-2942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 W WISE RD # A-102, A-102, COMMERCE TOWNSHIP, MI 48382-2942

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	660 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2942
Document Number	0000013766
Book / Page	050313 / 000067
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 W WISE RD COMMERCE TOWNSHIP MI 483822942, COMMERCE TOWNSHIP, MI 48382-2942

Mortgage

Document Number	0000013766
Date	Jan 23, 2017
Book Page	050313/000067
Instrument	13766

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 660 W Wise Rd was $2,757 with a homeowner's exemption, down 36.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,757.00 (-36.87%) Homeowner's exemption	$150,380	$300,760
2024	$4,367.00
2023		$120,380	$240,760
2021	$3,390.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 660 W Wise Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 660 W Wise Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDARBROOK ESTATES private · serves 1,728 people · EPA ID MI0040375
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	COMMERCE TOWNSHIP
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

660 W Wise Rd, Commerce Township, MI 48382 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on W Wise Rd

Nearby Streets

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