Oakland County property record for 620 W Wise Rd, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,887 sqft · built 1983 |
| Lot Size | 0.613 acres (26,702 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $223,400 (Oct 2007) |
| Tax Bill | $1,379 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-03-451-009 |
| Primary APN | E-17-03-451-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 1,887 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 26,702 sqft (0.613 acres) |
| Lot Dimensions | 59.3 ft deep x 150 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 364 sqft |
| Patio Area | 423 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 620 W WISE RD |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-2942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 3 PART OF E 1/2 OF SEC BEG AT PT DIST N 89-37-10 E 856.57 FT FROM S 1/4 COR, TH N 00-22-50 W 200 FT, TH N 89-37-10 E 60 FT TO TRAVERSE PT 'A', TH N 89-37-10 E 29 FT TO SHORE LINE OF LAKE, TH SELY 180 FT ALG SHORE LINE OF SD LAKE, TH S 0 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 03 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 134000 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 620 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2007 · Amount on Record |
| Deed Sale | Oct 16, 2007 · Amount on Record |
| Prior Sale | Oct 8, 2003 · Amount on Record |
| Deed Document Number | 2007220869 |
| Deed Book / Page | 39668 / 219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 620 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2942 |
| Document Number | 0000110119 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 620 W WISE RD COMMERCE TOWNSHIP MI 483822942, COMMERCE TOWNSHIP, MI 48382-2942 |
| Document Number | 0000110119 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 054320/000065 |
| Instrument | 110119 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2050 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,379.00 (-47.29%) Homeowner's exemption | $172,790 (+23.24%) | $345,580 (+23.24%) |
| 2024 | $2,616.00 (+18.16%) | ||
| 2023 | $140,210 | $280,420 | |
| 2021 | $2,214.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDARBROOK ESTATES private · serves 1,728 people · EPA ID MI0040375 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | COMMERCE TOWNSHIP |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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