Oakland County property record for 640 W Wise Rd, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,522 sqft · built 1983 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,685 (Feb 2004) |
| Tax Bill | $1,275 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-03-451-008 |
| Primary APN | E-17-03-451-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Building Area | 1,522 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 146 sqft |
| Patio Area | 178 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 640 W WISE RD |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-2942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 3 PART OF E 1/2 OF SEC BEG AT PT DIST N 89-37-10 E 776.57 FT FROM S 1/4 COR, TH N 00-22-50 W 200.00 FT, TH N 89-37-10 E 80.00 FT, TH S 00-22-50 E 200.00 FT, TH S 89-37-10 W 80.00 FT TO BEG 0.37 A |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 03 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 134000 |
640 W Wise Rd is owned and occupied by two individuals who acquired it in July 2004.
Source: Oakland County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2004 · Amount on File |
| Deed Sale | Feb 10, 2004 · Amount on File |
| Prior Sale | May 4, 2000 · Amount on File |
| Deed Document Number | 200476520 |
| Deed Book / Page | 32185 / 238 |
| Last Transfer Date | Jul 28, 2004 |
| Transfer Doc | 0000330522 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 640 W Wise Rd was $1,275 with a homeowner's exemption, down 40.6% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,275.00 (-40.64%) Homeowner's exemption | $141,020 | $282,040 |
| 2024 | $2,148.00 | ||
| 2023 | $115,880 | $231,760 | |
| 2021 | $1,892.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 W Wise Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 W Wise Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDARBROOK ESTATES private · serves 1,728 people · EPA ID MI0040375 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | COMMERCE TOWNSHIP |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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