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  5. W Wise Rd

280 W Wise Rd, Commerce Township, MI 48382 Property Records

Oakland County property record for 280 W Wise Rd, Commerce Township, MI 48382

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,446 sqft · built 1950
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Tax Bill$1,332 (2025)
Deeds & MortgagesMay 2021 Transfer
Mar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNE-17-03-479-026

Property Details

APN / Parcel Number

Primary APNE-17-03-479-026

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,446 sqft Living Area
1st Floor Area921 sqft
Basement Area921 sqft
Unfinished Basement921 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area11,326 sqft (0.26 acres)

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area187 sqft
Patio Area187 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address280 W WISE RD
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-2867
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R8E, SEC 3 RIVER PINE ESTATES LOT 2
Legal Range08E
Legal Township02N
Legal Section03
Legal SubdivisionRIVER PINE ESTATES
Legal Lot Number2
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1011
Census Tract134000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address280 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2867
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2021Intrafamily Transfer, Transfer
Mar 23, 2017Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 15, 2021
Transfer Doc0000127277
Record UpdatedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateMay 17, 2021
Property Address280 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2867
Document Number0000127277
Book / Page56242 / 335
Instrument DateApr 14, 2021
Instrument127277
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2867
InvestorPossibly a Property Investor

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address280 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2867
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052830
DateMar 23, 2017
Book Page50493/00786
Instrument052830
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43229
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 15, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,332.00 (-40.32%) Homeowner's exemption$102,230 (+14.19%)$204,460 (+14.19%)
2024$2,232.00 (+13.53%)
2023$89,530$179,060
2021$1,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDARBROOK ESTATES
private · serves 1,728 people · EPA ID MI0040375
Water SourceGroundwater
Last State InspectionApr 2025
Also Mapped HereCOMMERCE TOWNSHIP
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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