Oakland County property record for 220 W Wise Rd, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,521 sqft · built 1982 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,000 (Mar 2023) |
| Tax Bill | $2,726 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Feb 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-03-479-010 |
| Primary APN | E-17-03-479-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Building Area | 1,521 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 147 ft deep x 95 ft wide |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 32 sqft |
| Patio Area | 256 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 220 W WISE RD |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-2867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 3 PART OF SE 1/4 BEG AT PT DIST S 89-31-40 W 352.47 FT FROM SE SEC COR, TH S 89-31-40 W 95.00 FT, TH N 00-06-35 W 179.60 FT, TH N 89-22-58 E 95.00 FT, TH S 00-06-38 E 179.88 FT TO BEG 0.39 A |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 03 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 134000 |
220 W Wise Rd is owned and occupied by an individual who bought it in March 2023.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 4, 2022 | Intrafamily Transfer, Transfer |
| Feb 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage CASON HOME LOANS |
| Aug 10, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 18, 2019 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on File |
| Deed Sale | Mar 8, 2023 · Amount on File |
| Prior Sale | May 29, 1996 · Amount on File |
| Deed Document Number | 202323104 |
| Deed Book / Page | 58467 / 502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 8, 2023 |
| Property Address | 220 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2867 |
| Document Number | 0000023104 |
| Book / Page | 58467 / 502 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 23104 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,242.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2867 |
| Name | Verified Name |
|---|---|
| Address | 23377 HAZELWOOD AVE, HAZEL PARK, MI 48030-2715 |
| Document Number | 0000024266 |
|---|---|
| Date | Mar 13, 2023 |
| Book Page | 58473/133 |
| Instrument | 24266 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 4, 2022 |
| Property Address | 220 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2867 |
| Document Number | 0000312654 |
| Book / Page | 57405 / 114 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 312654 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2867 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 220 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2867 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 220 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2867 |
| Document Number | 0000028605 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 55621/566 |
| Instrument | 28605 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | NORTH PALM BEACH, FL 33408 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 220 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2867 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000149643 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 50953/00762 |
| Instrument | 149643 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 220 W WISE RD, COMMERCE TOWNSHIP, MI 48382-2867 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000152449 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 53264/00308 |
| Instrument | 152449 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 220 W Wise Rd was $2,726 with a homeowner's exemption, down 36.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,726.00 (-36.91%) Homeowner's exemption | $141,890 | $283,780 |
| 2024 | $4,321.00 | ||
| 2023 | $121,950 | $243,900 | |
| 2021 | $2,495.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 220 W Wise Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 220 W Wise Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDARBROOK ESTATES private · serves 1,728 people · EPA ID MI0040375 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | COMMERCE TOWNSHIP |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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