Kane County property record for 646 Grace St, Elgin, IL 60120 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,662 sqft · built 1900 |
| Lot Size | 0.102 acres (4,446 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,235 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Mar 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-255-027 |
| Primary APN | 06-24-255-027 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,662 sqft Living Area |
| Gross Area | 2,493 sqft |
| Basement Area | 831 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 4,446 sqft (0.102 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 646 GRACE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRELANDS, R.M., SUB. NORTH 36 FT BLK 3 |
| Legal Subdivision | IRELANDS R M SUB |
| Legal Block | 3 |
| Legal Lot Number | 8,5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 851400 |
Source: Kane County records · APN 06-24-255-027
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 513 DIVISION ST, ELGIN, IL 60120-5705 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2024 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 28, 2023 |
| Transfer Doc | 0000008085 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 12, 2024 |
| Property Address | 646 GRACE ST, ELGIN, IL 60120-8312 |
| Document Number | 0000008085 |
| Instrument Date | Oct 28, 2023 |
| Instrument | 2024K008085 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 GRACE ST, ELGIN, IL 60120-8312 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 23, 2018 |
| Property Address | 646 GRACE ST, ELGIN, IL 60120-8312 |
| Document Number | 0000013280 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 13280 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13 SUNRISE LN ALGONQUIN IL 601023025, ALGONQUIN, IL 60102-3025 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,235.00 (+60.73%) | $68,619 (+8.57%) Land $9,848 Building $58,771 | $205,939 (+8.57%) Land $29,556 Building $176,384 |
| 2024 | $63,203 (+31.65%) Land $9,071 Building $54,132 | $189,685 (+31.7%) Land $27,224 Building $162,461 | |
| 2022 | $3,257.00 (+7.74%) Homeowner's exemption | $48,010 (+6.96%) Land $7,472 Building $40,538 | $144,030 (+6.96%) Land $22,416 Building $121,614 |
| 2021 | $3,023.00 Homeowner's exemption | $44,886 Land $6,986 Building $37,900 | $134,658 Land $20,958 Building $113,700 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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