658 Co Rd 4246, Bonham, TX 75418 Property Records

Fannin County property record for 658 Co Rd 4246, Bonham, TX 75418

Property Summary

Property Type	Mobile Home
Details	1,768 sqft · built 2020
Lot Size	11.4 acres (498,370 sqft)
Owner	2 Individual Names on File
Last Sale	$220,400 (Dec 2019)
Tax Bill	$5,571 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0863-067-001C-05`

Property Details

APN / Parcel Number

Primary APN	`0863-067-001C-05`
Alternative APN	`127379`

Interior

Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Lot Area	498,370 sqft (11.4 acres)

Location & Zoning

Account Number	0863-067-001C-05
Street Address	658 COUNTY ROAD 4246
City	BONHAM
State	TX
Zip	75418-9390
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	A0863 S PENDERGRASS, ACRES 11.441, LABEL# NTA1941411
Legal Subdivision	SARAH PENDERGRASS SURVEY ABSTRACT NO 863
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2029
Census Tract	950600

Owner

658 Co Rd 4246, a mobile home, is owned and occupied by two individuals who bought it in December 2019.

Source: Fannin County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	658 COUNTY ROAD 4246, BONHAM, TX 75418-9390
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · FHA Mortgage COUNTRYPLACE MORTGAGE LTD
Dec 11, 2019	Vendor's Lien, Transfer · FHA Mortgage COUNTRYPLACE MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2019 · Amount on File
Deed Sale	Dec 11, 2019 · Amount on File
Deed Document Number	20197653
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	658 COUNTY ROAD 4246, BONHAM, TX 75418-9390
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 COUNTY ROAD 4246, BONHAM, TX 75418-9390

Mortgage

Document Number	2023003335
Date	May 31, 2023
Instrument	2023003335

Lender

Name	COUNTRYPLACE MORTGAGE LTD
Type	Subprime Lender
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Nov 1, 2050

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Dec 11, 2019
Property Address	658 COUNTY ROAD 4246, BONHAM, TX 75418-9390
Document Number	2019007653
Instrument Date	Dec 10, 2019
Instrument	2019007653
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	MAIN STREET TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 COUNTY ROAD 4246, 680, BONHAM, TX 75418-9390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 COUNTY ROAD 4246, BONHAM, TX 75418-9390

Mortgage

Document Number	2019007654
Date	Dec 11, 2019
Instrument	2019007654

Lender

Name	COUNTRYPLACE MORTGAGE LTD
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	364 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 658 Co Rd 4246 was $5,571 with a homeowner's exemption, up 16.5% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,571.00 (+16.45%) Homeowner's exemption	$400,920 Land $241,050 Building $159,870	$400,920 Land $241,050 Building $159,870
2024	$4,784.00
2023		$410,190 Land $242,580 Building $167,610	$410,190 Land $242,580 Building $167,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 658 Co Rd 4246 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2015–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 658 Co Rd 4246 is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLEDGE RIDGE WSC serves 2,205 people · EPA ID TX0740019
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	30 / 5
Rise Broadband Fixed Wireless	25 / 5

May also be available: Peoples Communications.

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